Hi! I passed my test back in December. I already had a car as my mum gave me her Vauxhall corsa when she got a new car. But I know a lot of people have corsas and they tend to be good first cars. My insurance is a little over £1000 per year, with insurance you have to mess around with white to see what will get you the cheapest price. Putting your parents on it as maned drivers, black boxes etc. I also don’t have a black box myself. I’m with admiral and as far as I’m aware, they’re the cheapest for new drivers.