Hi OP.
What people haven't seemed to have mentioned here is the proven link between visceral fat (ie: unhealthy fat around the organs like the heart, liver, kidneys and stomach etc) and consumption of refined/added sugar. Sugar (ie: Sucrose) on a molecular scale is 1 part fructose and 1 part glucose. Fructose is a toxin that is metabolised by the liver in a very similar way to alcohol. It is why over-consumption of sugar and/or alcohol both lead to the classic "beer belly" and can result in similar chronic bodily disorders. Cut out foods with added sugar (can be difficult since almost all packaged food in the supermarket has lots of the stuff) and stick to whole foods as much as humanly possible. That means the vast majority of breakfast cereals and all (yes ALL) soft drinks such as coca-cola and even fruit juices are horrifically bad for you because of all enormous quantity added sugar they contain that will be highly detrimental to your goals of losing belly-fat.
No matter how well you exercise, you cannot outrun a bad diet. That's a fact. Diet is at least 80-90% of the story when it comes to weight loss.
Good luck.