Cifas marker, car insurance

I’m 18 and learning how to drive a car. When I pass I’ll share a car with my mum and sister. I did something stupid 2 years ago and am completely responsible but I’m very worried about the multi-car insurance. My mum doesn’t know and I don’t want her to find out. Would everything still be okay when I’m added as the third driver? My mum pays monthly. I don’t know much about car insurance yet but is there a way I could pay my bit yearly or something? Thanks for reading

I’m 18 and learning how to drive a car. When I pass I’ll share a car with my mum and sister. I did something stupid 2 years ago and am completely responsible but I’m very worried about the multi-car insurance. My mum doesn’t know and I don’t want her to find out. Would everything still be okay when I’m added as the third driver? My mum pays monthly. I don’t know much about car insurance yet but is there a way I could pay my bit yearly or something? Thanks for reading

You’ll 100% be able to get a yearly car insurance as my mate is in the same situation as you and his paying yearly for his insurance. with a monzo Don't listen to these fools on here as they have no idea about a cifas marker.

You’ll 100% be able to get a yearly car insurance as my mate is in the same situation as you and his paying yearly for his insurance. with a monzo Don't listen to these fools on here as they have no idea about a cifas marker.

You’ll 100% be able to get a yearly car insurance as my mate is in the same situation as you and his paying yearly for his insurance. with a monzo Don't listen to these fools on here as they have no idea about a cifas marker.

Omg this is the first time I’ve heard someone actually getting car insurance whilst having a cifas marker. I have a monzo too btw. Is there anyway you can go into more detail about this on here or DMs honestly I really need to know if your friend has to look for a local insurer or the usual ones online. Thanks so much

Yea you can send me your dm and another thing Is that you can use any car insurance company because when you pay yearly the companies do not do any sort of credit checks.

Omg this is the first time I’ve heard someone actually getting car insurance whilst having a cifas marker. I have a monzo too btw. Is there anyway you can go into more detail about this on here or DMs honestly I really need to know if your friend has to look for a local insurer or the usual ones online. Thanks so much

What part of "You'll find many insurers won't want to touch you." was incorrect?

You’ll 100% be able to get a yearly car insurance as my mate is in the same situation as you and his paying yearly for his insurance. with a monzo Don't listen to these fools on here as they have no idea about a cifas marker.

I did something stupid 2 years ago

Yea you can send me your dm and another thing Is that you can use any car insurance company because when you pay yearly the companies do not do any sort of credit checks.

I’m 18 and learning how to drive a car. When I pass I’ll share a car with my mum and sister. I did something stupid 2 years ago and am completely responsible but I’m very worried about the multi-car insurance. My mum doesn’t know and I don’t want her to find out. Would everything still be okay when I’m added as the third driver? My mum pays monthly. I don’t know much about car insurance yet but is there a way I could pay my bit yearly or something? Thanks for reading

Insurance companies do do fraud checks, however, and a first-party misuse of facility CIFAS marker such as the OP (probably) has will mean that the overwhelming majority of insurers will not quote. This shouldn't be difficult to understand: would you offer to insure the car of a known fraudster?

How will they find out if the yearly insurance doesn’t do credit checks.

How will they find out if the yearly insurance doesn’t do credit checks.

Insurance companies do do fraud checks, however, and a first-party misuse of facility CIFAS marker such as the OP (probably) has will mean that the overwhelming majority of insurers will not quote. This shouldn't be difficult to understand: would you offer to insure the car of a known fraudster?

So I put what OP said in bold AND italics... just in case it wasn't clear enough for you the first time.

Someone else does something stupid by their own admission which gets in the way of them getting a good insurance quote and WE are the fools?

Ok chief.

"You'll struggle to find insurance" isn't the same as "you won't get insurance" (which nobody said)

Insurance companies do do fraud checks, however, and a first-party misuse of facility CIFAS marker such as the OP (probably) has will mean that the overwhelming majority of insurers will not quote. This shouldn't be difficult to understand: would you offer to insure the car of a known fraudster?

But anyways my point is that you can get a car insurance and you won’t struggle.

Honestly guys this isn’t worth arguing over, I didn’t know the consequences of doing something like this and now I’m paying for it and that’s okay with me. It’s a life lesson to never take short cuts and that’s that. I know lots of insurers would touch me or whatever because it is serious but I’m really just asking you to offer a solution than tell me what I already know thanks!