I would move to the UK as soon as possible if you are able to. What kind of accommodation will you be having?
It sounds like you would be in the same position as me. So as long as you only intend to apply for the tuition fee loan, your fees should be covered by SFE. Even if EU students with pre-settled or settled will have to pay international fees, the SFE employee told me they would then cover the difference.
However, from what is clear now we would be protected by the EU Withdrawal Agreement and therefore still have the same rights (and fees) as home students. This would be the case if you move here before the end of December 2020. So it doesn't matter as long as you're here before that date. (This isn't the case for the maintenance loan)
Do keep in mind that this is just what I've been told and things could still change (slightly).
I called the university I want to go to in September 2021 but they weren't much help. They mentioned a visa which I wouldn't need so it seems like they don't understand the changes yet.
I don't know if I'm the only EU student in my Access year class yet.
I do intend on going to university next year so I will be starting the Access course this September. Even though it's all a bit vague and uncertain, with the information I have at the moment it sounds like the EU nationals on the Settlement Scheme will be protected.
With regards to the international fees; the university I want to go to charges around £14k for international students. Obviously this depends on the university. Where are you thinking of applying to?
You should call SFE (EU department) and explain your situation just so you can talk to them about it and get some reassurance yourself. Make sure you say you would only apply for the tuition fee loan and not the maintenance loan (if that's the case for you).
If you have anything else you wanna talk about you can send me a PM
our situations seem really similar and I've only lived in England since the beginning of June this year!