It's not classed as "a lot", but I definitely have more than "scraps" to live off each month. Add on antisocial hours pay, take off tax, pay my mortgage and bills, and even if I did that by myself I'd still comfortably be able to eat and have a life. My husband's on a similar pay and between us we've never missed a rent/mortgage payment, never missed paying a bill, never missed a meal, been able to afford having a life and always been able to afford a holiday - some of it is being sensible with money.