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Original post by Peace24
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
following hope you dont mind
Original post by vicoria86
following hope you dont mind
No problem at all😊
Original post by Peace24
Yeah I am looking at taking a loan but from none government organisations
Why?
Original post by Peace24
Yeah I am looking at taking a loan but from none government organisations
Why?
ouch!
I wouldnt go near them with a barge pole
Original post by Peace24
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
Avoid at all costs.
APR of 19+% and other product fees means that you will repay double what you originally owed (if not more) over a 5 year period (eg; you will repay £20,000 for a £10,000 loan - can you really afford that?).
Interest rates are at historic lows - you should be able to secure a far better deal elsewhere via a high-street bank or building society. If not cut your costs, borrow from a family member and/or get a job.
It depends on parental income, where you're studying and your standard of living.
If you don't qualify for full funding and you're studying in an expensive part of the country, then your maintenance loan might not cover your rent (let alone living expenses).
I can remember being left with £5/week for bills and living expenses when I was a student (some years the picture was far worse) so you had to use your savings, 0% student overdraft, borrow from family, get a part time job, etc.
However there are also a lot of students that live beyond their means with flashy phones/laptops/cameras, out drinking and socialising multiple times per week, etc.
If you don't qualify for full funding and you're studying in an expensive part of the country, then your maintenance loan might not cover your rent (let alone living expenses).
I can remember being left with £5/week for bills and living expenses when I was a student (some years the picture was far worse) so you had to use your savings, 0% student overdraft, borrow from family, get a part time job, etc.
However there are also a lot of students that live beyond their means with flashy phones/laptops/cameras, out drinking and socialising multiple times per week, etc.
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