Cifas marker

what'd you do chief?

baring mind I’m female

I was like 15 baring mind I’m female , and I was approached by a group of lads that my friend new and they was talking about a way to make money and stuff and being naive and stupid I was like okay but after speaking to someone else about it I realised it sounded dodgy as hell so I told them I didn’t want to do it but they already had my card and details anyway I ended up getting my card back and they asked me to go into the bank to get this money out which I never actually did I lied and said they wouldn’t let me take it out but eventually my account got closed anyway so they must of suspected dodgy activity these lads were dangerous thouhh as one of them threatened me if I had told anyone. So I kept quiet but recently I’ve tried to resolve it as even my Monzo has been closed for no reason I can’t see why it would be closed ? I’ve never done anything like that ever so I don’t know why my Monzo would be closed I’m confused but yeah I kinda need it removing

Has anyone had a cifas marker removed if so in what circumstances? I want to know the likelihood of it being removed

Irrelevant.

You broke your bank's terms by giving away your card details to someone else.

You should have contacted the police if threatened.

Has anyone had a cifas marker removed if so in what circumstances? I want to know the likelihood of it being removed

So I kept quiet but recently I’ve tried to resolve it as even my Monzo has been closed for no reason I can’t see why it would be closed ? I’ve never done anything like that ever so I don’t know why my Monzo would be closed I’m confused but yeah I kinda need it removing

They started running automatic API checks on all existing customers earlier this year which is why yours has been closed.

They're very rarely removed (even if you weren't acting in bad faith) unless you know what you're doing and can convince the Financial Ombudsman that the bank is wrong, or have loads of money to throw at it and have solicitors/barristers available that can help you establish the facts, file an N208 and take it to court.

I know this already I don’t need a lecture I need advise , I was 15 years old and was threatened for my card details off a group of lads I didn’t know what to do ? I didn’t go to the police due to them saying if I did this then they’d be paying me a visit that’s why I didn’t go to them in the first place

But because it was 3 years ago wouldn’t I need loads of evidence? Not sure how I’d even get that it just my word really

Has anyone had a cifas marker removed if so in what circumstances?

I know this already I don’t need a lecture I need advise ,

I got mine removed , I provided evidence that I didn’t know that what was being done to my card was fraud

How?

Has anyone had a cifas marker removed if so in what circumstances? I want to know the likelihood of it being removed

Very hard just ride the 6 years out

How did you find the six years? Easy enough or tough going?

Very hard still riding got 4 years and 6 months to go it really limits you can’t have a bank account or any credit it’s worse then a driving ban