information CIFAS potentially have on me

Hi there, last year I had a bank closed for absolutely no reason, apparently they didn’t have to tell me why they closed it. So my friend suggested that I contact CIFAS to send off a data subject access request, because a similar thing happened to him and they where advised on this. When I got the form it stated I had a ‘misuse of facility’. Now I’ve done my research and there is certain types of catergories I do believe. My form doesn’t say It’s been closed fraudulently etc and there isn’t a set category. Would this effect an application into the civil service? Especially the police? Would it come up in vetting etc. Any help would be great.

Hi, if they do credit checks and run fraud checks under CIFAS, then chances are you might not be able to get a job in the civil service. Many roles in finance, law, or the public sector do check with CIFAS.

It doesn’t necessarily say that I’ve got a category though, it just says a misuse of facility

It doesn’t necessarily say that I’ve got a category though, it just says a misuse of facility

Hi there, last year I had a bank closed for absolutely no reason, apparently they didn’t have to tell me why they closed it. So my friend suggested that I contact CIFAS to send off a data subject access request, because a similar thing happened to him and they where advised on this. When I got the form it stated I had a ‘misuse of facility’. Now I’ve done my research and there is certain types of catergories I do believe. My form doesn’t say It’s been closed fraudulently etc and there isn’t a set category. Would this effect an application into the civil service? Especially the police? Would it come up in vetting etc. Any help would be great.

Hi there, last year I had a bank closed for absolutely no reason, apparently they didn’t have to tell me why they closed it. So my friend suggested that I contact CIFAS to send off a data subject access request, because a similar thing happened to him and they where advised on this. When I got the form it stated I had a ‘misuse of facility’. Now I’ve done my research and there is certain types of catergories I do believe. My form doesn’t say It’s been closed fraudulently etc and there isn’t a set category. Would this effect an application into the civil service? Especially the police? Would it come up in vetting etc. Any help would be great.

I am 21 year old just finished a policing degree. For those assuming I did something illegal, my ‘friend’ asked me to put money into my account, I accepted and he send around 5k, I stupidly withdrew it not knowing the consequence. Obviously it’s been a life dream to peruse the police but that’s now not going to happen for a few years. Like I say would it be possible to try the armed services for a few years to pass the time I know they do less checks and only look at a criminal record.

The thing about it is I was bribed into it without much choice, like I say I’m going to try and fight it but I doubt I will get far with it

Would this still prevent the likes of getting into the armed services eg. Paras etc

They might allow people with unspent convictions to join the forces (depending on the offence of course), provided that they are honest about it from the get-go, just like with any other job (thought that's not a 100% guarantee you'll get the job). If they found out about any offences then you might get prosecuted later down the line. Also, if you want to be paid, you'll need a bank account. Do you have a prepaid card/credit union?

I'm not sure whether they do checks with CIFAS though.

You willingly allowed your facility to be misused. Not sure why you think you have recourse to fight anything?

You are by definition a criminal. It's fact.

Excuse my bluntness, but it's happened now. Deal with it and move on.

I’m not sure admitting that you are susceptible to bribes is going to go down well with the police.

Unless you can get the bank that applied the marker to withdraw it, (unlikely), your only real option is to wait for it to expire and then apply afterwards.

I’m not sure admitting that you are susceptible to bribes is going to go down well with the police.

Unless you can get the bank that applied the marker to withdraw it, (unlikely), your only real option is to wait for it to expire and then apply afterwards.