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    (Original post by Squirb)
    Substituting loan money for grant money is worthwhile because you don't have to pay back the grant


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    I don't know, would it be too late? I ve already sent my form and everything and will be receiving my loan soon.
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    (Original post by Lil3utterfly)
    I don't know, would it be too late? I ve already sent my form and everything and will be receiving my loan soon.
    Nah just ring them up and ask, it shouldn't be too late yet no. And because you've already sent your application you won't get your money late you'll just be re-assessed. You will need to re-send a declaration form though I think.
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    (Original post by SophieSmall)
    Nah just ring them up and ask, it shouldn't be too late yet no. And because you've already sent your application you won't get your money late you'll just be re-assessed. You will need to re-send a declaration form though I think.
    Oh right, ok thank you
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    Mature student here but still live with parents

    Maintenance Loan: £3600
    Maintenance Grant: £3387
    Bursaries: £1500
    Scholarships: None
    Savings: £12000
    Money from Parents: None

    Accommodation Cost(first choice)£4.1k
    Weekly spend after Accommodation: around £55
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    Maintenance Loan: £3610
    Maintenance Grant: £0
    Bursaries: £0
    Scholarships: £0
    Savings: About £150 so far but still saving and am working right up until I start!
    Money from Parents: Not sure yet.

    Accommodation Cost: £4360 or £3480
    Weekly spend after Accommodation: who knows haha!
    • Thread Starter
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    (Original post by CharlotteLouise95)
    Maintenance Loan: £3610
    Maintenance Grant: £0
    Bursaries: £0
    Scholarships: £0
    Savings: About £150 so far but still saving and am working right up until I start!
    Money from Parents: Not sure yet.

    Accommodation Cost: £4360 or £3480
    Weekly spend after Accommodation: who knows haha!
    What university are you going too and what course you planning on studying?
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    (Original post by David B)
    What university are you going too and what course you planning on studying?
    Edge hill and I'm going to be studying early years education
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    Maintenance Loan: £2500 ish
    Maintenance Grant: £3600 ish
    Bursaries: None
    Scholarships: £4500 if they decide to notice me
    Savings: Around £500
    Money from Parents: I don't know, it depends.

    Accommodation Cost: I'm living at home so my Mum's planning me paying around £200 p/m
    Weekly spend after Accommodation: I don't know, I'll have food/petrol/car insurance to pay.
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    Maintenance Loan: £5038
    Maintenance Grant: £0
    Bursaries: None
    Scholarships: None
    Savings: None
    Money from Parents: £6660 ( Paying for accommodation + deposit)

    Accommodation Cost: £6160 (£140 p/w 44 weeks) + £500 Deposit
    Weekly spend after Accommodation: About £114.50 (Hopefully I'll only spend about £50 p/w so I can save the rest for my postgrad)
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    (Original post by RoundTrip)
    Yeah but Oxford is the second most expensive city in the UK and the accommodation is significantly cheaper than London. I thought spending up to £600 a month on rent was insane but nearly 50% more? Mental. I know its London and everything but damn how can people afford/justify that?
    In London we get a much higher loan... although you're right - it is hard to justify :/
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    Maintenance Loan: £6,551
    Maintenance Grant:
    £2,401
    Bursaries:
    None confirmed yet, but probably £750
    Scholarships:
    £0
    Savings:
    Probably £100/200
    Money from Parents:
    £50 p/m from my grandparents

    Accommodation Cost:
    £4,462.92 (30 weeks, catered)
    Weekly spend after Accommodation:
    With a bursary, minus money from grandparents and for the 30 weeks = £172. Without bursary = £149. I'll probably put the money from my grandparents into savings, and I'm aiming to live on £60 ish a week
    • Thread Starter
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    (Original post by ChocolateLover94)
    Maintenance Loan: £5038
    Maintenance Grant: £0
    Bursaries: None
    Scholarships: None
    Savings: None
    Money from Parents: £6660 ( Paying for accommodation + deposit)

    Accommodation Cost: £6160 (£140 p/w 44 weeks) + £500 Deposit
    Weekly spend after Accommodation: About £114.50 (Hopefully I'll only spend about £50 p/w so I can save the rest for my postgrad)
    What course you planning on doing? and what postgraduate do you want to do.
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    Maintenance Loan: £3289.00
    Maintenance Grant: £3475.00
    Bursaries: N/A
    Scholarships: £0
    Savings: £200
    Money from Parents: £0

    Accommodation Cost: N/A(Halls)
    Weekly spend after Accommodation: N/A

    Hope that will be enough to keep me going for the year (stressing out a little bit about money) :confused:
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    I am entitled to max grant + loan

    I swear our family income isnt even that low....
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    My loan and grant is £7333 and my accommodation is £5412 so I'll have £2000 and something after accommodation costs. Then I get a £2000 a year bursary/scholarship from my university. I also have £1500 saved so I should be okay...
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    Maintenance Loan: £4750
    Maintenance Grant: None
    Bursaries: None
    Scholarships: None
    Savings: £1500 approx (factoring in wages-due and projected spending before freshers)
    Money from Parents: £450 (£50 per month)


    Accommodation Cost: £3450 (12 months from mid August)
    Weekly spend after Accommodation: Around £75, but that's including bills and travel etc. Thankfully I also have a job that's good for about £200 a month.
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    (Original post by CharlotteLouise95)
    Edge hill and I'm going to be studying early years education
    I was going to go to Edge Hill, I think their accommodation is nicer than any other University I visited, It's cheaper too. But It's in the middle of nowhere...
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    Maintenance Loan: £4250
    Maintenance Grant: £0
    Bursaries: £0
    Scholarships: £0
    Savings: £1000 + roughly £1200 from part time job
    Money from Parents: Probably about £1000
    Accommodation Cost: ~£4470

    Weekly spend after Accommodation: Hopefully £30 for going out and £20 for food.
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    Maintenance Loan: £6593.00
    Maintenance Grant: £3387.00
    Bursaries: 0
    Scholarships: Will be applying for NSP
    Savings: About £3-4000
    Money from Parents: 0

    Accommodation Cost: £4,255 (£115 a week)
    Weekly spend after Accommodation: ???
    • Thread Starter
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    (Original post by Jkizer)
    I am entitled to max grant + loan

    I swear our family income isnt even that low....
    Clearly it is Unless they got it wrong and overpaid you, in that case they'll want it back.
 
 
 
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