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    As a NatWest customer I expect them to do absolutely nothing other than delay every possible payment coming to me.
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    (Original post by Doughnuts!!)
    Yup, I'm an existing Natwest customer. No, my account hasn't automatically been changed.

    Hmm...I may have to open a savings account that pays interest in addition to a student account. :beard:
    i'm not intending to use my overdraft and i'm with natwest at the moment. i'm probably switching to HSBC (2% interest up to £1000 is as good as you'll get for a student/current account) and opening a savings one with nationwide.

    jesus, that's the most sensible and informative thing i've posted in weeks. CHARLES! why were you not on skype for the running commentary on our 2012 thread, er, invasion the other day? missed you, man.


    (Original post by no chance)
    As a NatWest customer I expect them to do absolutely nothing other than delay every possible payment coming to me.
    whilst attempting to pacify you with offers of useless freebies, rescheduling any appointment you make at the bank at least 4 times before you actually get to speak to a real person (inevitably fat, middle-aged, excessively perfumed and incompetent) and spamming you with irrelevant advertisements (where on earth did they get the idea i was recently married and fast-approaching 60?)...
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    (Original post by Kobie)
    i'm not intending to use my overdraft and i'm with natwest at the moment. i'm probably switching to HSBC (2% interest up to £1000 is as good as you'll get for a student/current account) and opening a savings one with nationwide.
    Santander is 5% up to £500, which by my maths seems better, and it requires less money tied up :pierre:
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    (Original post by ukdragon37)
    Santander is 5% up to £500, which by my maths seems better, and it requires less money tied up :pierre:
    (Original post by Doughnuts!!)
    -
    yeah it is, i'll have a look cheers!
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    (Original post by Kobie)
    i'm not intending to use my overdraft and i'm with natwest at the moment. i'm probably switching to HSBC (2% interest up to £1000 is as good as you'll get for a student/current account) and opening a savings one with nationwide.

    jesus, that's the most sensible and informative thing i've posted in weeks. CHARLES! why were you not on skype for the running commentary on our 2012 thread, er, invasion the other day? missed you, man.




    whilst attempting to pacify you with offers of useless freebies, rescheduling any appointment you make at the bank at least 4 times before you actually get to speak to a real person (inevitably fat, middle-aged, excessively perfumed and incompetent) and spamming you with irrelevant advertisements (where on earth did they get the idea i was recently married and fast-approaching 60?)...
    HSBC :love: Also, why were YOU not on skype for our excellent duping of Nick and his subsequent inevitable and desperate clawing back which failed horrendously... It was very good.
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    (Original post by ukdragon37)
    Santander is 5% up to £500, which by my maths seems better, and it requires less money tied up :pierre:
    :beard:

    Very, very, very tempting.

    But that railcard... :puppyeyes:

    (Original post by Kobie)
    i'm not intending to use my overdraft and i'm with natwest at the moment. i'm probably switching to HSBC (2% interest up to £1000 is as good as you'll get for a student/current account) and opening a savings one with nationwide.

    jesus, that's the most sensible and informative thing i've posted in weeks. CHARLES! why were you not on skype for the running commentary on our 2012 thread, er, invasion the other day? missed you,
    I thought I was alone in not intending to use my overdraft! :woo:

    This damn internship is tiring me out hence my absence on Skype. :sad:

    BUT... 18 days until we are all together!
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    (Original post by Doughnuts!!)
    :beard:

    Very, very, very tempting.

    But that railcard... :puppyeyes:
    Were you already with NatWest? I thought they stopped that offer. I'd go with NatWest if you already qualify for the railcard but if you apply simultaneously you might be able to get both.
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    (Original post by ukdragon37)
    Were you already with NatWest? I thought they stopped that offer. I'd go with NatWest if you already qualify for the railcard but if you apply simultaneously you might be able to get both.
    Yeah, I'm already with Natwest... Hmmm, this is more complicated than I imagined.

    Also, I had a quick look on the Santander site and I can only see it saying 1% interest on balances up to £500. :pierre:
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    (Original post by Doughnuts!!)
    Yeah, I'm already with Natwest... Hmmm, this is more complicated than I imagined.

    Also, I had a quick look on the Santander site and I can only see it saying 1% interest on balances up to £500. :pierre:
    I'm with Santander and I've just seen I'll get no interest if I have more than 500 quid in the account...at least I'll have gadget insurance I suppose
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    (Original post by dbou)
    Nope, I think Churchill is one of the only colleges doing it this year for maths
    Do you happen to know which other colleges are doing it (and why it is that only some colleges have it)?
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    (Original post by Kobie)
    whilst attempting to pacify you with offers of useless freebies, rescheduling any appointment you make at the bank at least 4 times before you actually get to speak to a real person (inevitably fat, middle-aged, excessively perfumed and incompetent) and spamming you with irrelevant advertisements (where on earth did they get the idea i was recently married and fast-approaching 60?)...
    There's nothing quite like the musk of your fellow customers wafting themselves with that free glossy magazine, invariably with a Kate Winslet interview in it. It is an experience so particularly awful I wonder whether the entire banking system is some sort of front for this quale, which is farmed from us like fear is from children in Monsters Inc. The thought of going through all of that to get 'the best possible banking deal' isn't appealing.
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    Hi guys, do any of you know if there's a website I can go to find out about freshers' week? I've had no information about it whatsoever, apart from that maltriculation is on the 4th...
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    (Original post by Doughnuts!!)
    Yeah, I'm already with Natwest... Hmmm, this is more complicated than I imagined.

    Also, I had a quick look on the Santander site and I can only see it saying 1% interest on balances up to £500. :pierre:
    You need to look at their "Santander University" Student Account, which is only available to students going to a "Santander University", of which Cambridge is one :pierre:
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    Hi!

    I know this is technically not academic, but I'm a little desperate. Heh. Anyway, I'm bringing a wii for next year but I have not settled the TV/computer monitor bit. Was wondering if any of you (or anyone you know) might be selling their TV and for how much?

    Thank you!
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    Here does anybody know if central heating, internet etc is included in the price of your room or is it extra?
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    (Original post by emma1701)
    Here does anybody know if central heating, internet etc is included in the price of your room or is it extra?
    Again, varies from college to college.

    Which college are you at?

    If it was included, it should say so somewhere.
    Again, if it wasn't they would probably add "Heating, Internet is not included"

    E.g. at christ's, Heating, Electricity and water are all included in your rent.

    Internet, however, is an added cost.
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    I might have got the wrong idea with student bank accounts, but unless you're with Natwest already (when the railcard makes it worth staying), isn't it best to go for the current account with the largest guaranteed interest-free overdraft (currently the Co-op), or possibly Lloyds (smaller overdraft, but free music and NUS extra card) and then stick anything you've got spare in an instant access savings account? Even if you don't intend to be overdrawn, you can put up to a couple of hundred pounds from your limit into the savings account and then move everything back when you get your college bill. That's what I'm probably doing...
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    (Original post by emma1701)
    Here does anybody know if central heating, internet etc is included in the price of your room or is it extra?

    (Original post by kpatb)
    Again, varies from college to college.

    Which college are you at?

    If it was included, it should say so somewhere.
    Again, if it wasn't they would probably add "Heating, Internet is not included"

    E.g. at christ's, Heating, Electricity and water are all included in your rent.

    Internet, however, is an added cost.
    I would be very surprised if any colleges charged extra for heating, though.
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    (Original post by kpatb)
    Again, varies from college to college.

    Which college are you at?

    If it was included, it should say so somewhere.
    Again, if it wasn't they would probably add "Heating, Internet is not included"

    E.g. at christ's, Heating, Electricity and water are all included in your rent.

    Internet, however, is an added cost.
    I'm at Queens', but it literally says nowhere what's included. All it says on the email is how much it costs a term, but it doesn't specify what the price covers
    Aw well, might just give them a ring to be sure, but I'd imagine most colleges are the same, so if everythin except internet is included at christ's its probably something similar at queens', thanks!
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    Pembroke pay extra for electricity as well So yeah ring them up.
 
 
 
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