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How much student loan are you getting?

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Original post by stirkee
not getting any loans (A)


Why?

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Original post by stirkee
not getting any loans (A)


Why:s-smilie: ?????


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Original post by HarrietROAR


Original post by livealittle



because i'm working for a company who will pay all my uni fees for me :smile:
Original post by OHNOGEM
How come everyone's maintenance grant is different? Like between 3800-3948 for loan and 3200-3400 for grant I don't get why it varies :s


Depends on income of parents/independent students, location of Uni and if you are living away from home or living at home.

I get just under £3000 student loan and £3300+ grant.


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Original post by stirkee
because i'm working for a company who will pay all my uni fees for me :smile:


Well arent you a lucky sod

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Now this may seem silly coming from a 21 year old but how do you budget? I've never been told how to do so (last year's SF was a disaster) as I've always had money given to me when needed (I don't have a rich mummy or daddy, just a mum who wanted me to have what she never got) but I need to stand on my own two feet when it comes to money!


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Original post by alapa
Just found out: £6248 for the year. Living at home. Sweet as a nut mate.


You do realise that has to last you otherwise you'll be up s-h-i-t creek without a paddle. I found that out the hard way :frown:


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Maintenance Loan: £3610
Maintenance Grant: £0
Bursaries: dunno (have disabled student allowance )
Scholarships: none
Savings: £300 and rising.
Money from Parents: hopefully!

Accommodation Cost: £3900-4800 depending on what i get
Weekly spend after Accommodation: £50 tops.

Warwick uni is pretty damn expensive! need to keep working and saving as much as possible!!
Original post by simplylldxo
Now this may seem silly coming from a 21 year old but how do you budget? I've never been told how to do so (last year's SF was a disaster) as I've always had money given to me when needed (I don't have a rich mummy or daddy, just a mum who wanted me to have what she never got) but I need to stand on my own two feet when it comes to money!


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Im not at uni yet, but i do get an allowance for food and everything each month (so with some things i can still ask for it).

Id say, take the amount you have for the year. Divide it into terms (not months .. cant remember how many weeks in a term i think its about 10-13?).
Take away how much you have to put towards accom each term.
Convert the remainder into months.
Work out roughly how much a weekly food shop will be and equate it to a month, then take that away.
You eventually get that figure you should be left over with at the end of each month (take the left over and divide by the number of months). So you know just how much you can spend on nights out before you start that month.

Also, if you spend more money on card, take cash out. And vice versa.
And always ask if you need it (i.e. food/clothes non-essentials wise).
Go for the lowervalue food/shampoo etc, its usually exactly the same stuff.
Dont go out everytime someone turns round and asks if you want to.
If you can, walk places instead of paying for a bus trip.

Small things add up to save money.
(Also, maybe invest in an isa to add interest to your money)



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Original post by haventdonemuch
Maintenance Loan: £3610
Maintenance Grant: £0
Bursaries: dunno (have disabled student allowance )
Scholarships: none
Savings: £300 and rising.
Money from Parents: hopefully!

Accommodation Cost: £3900-4800 depending on what i get
Weekly spend after Accommodation: £50 tops.

Warwick uni is pretty damn expensive! need to keep working and saving as much as possible!!


I need to apply for dsa :frown: but i need to be retested and its a huge cost that might not balance out as i might not get dsa.. cant decide if its worth paying for it D:

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Original post by HarrietROAR
I need to apply for dsa :frown: but i need to be retested and its a huge cost that might not balance out as i might not get dsa.. cant decide if its worth paying for it D:

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Defo get retested and apply! its worth it if you are in need of the DSA because you get the help you need. plus if you are, the uni refunds the cost of it somehow i believe?
Original post by haventdonemuch
Defo get retested and apply! its worth it if you are in need of the DSA because you get the help you need. plus if you are, the uni refunds the cost of it somehow i believe?


Im like only just eligable i think. But i dont know what support dsa could give me :/

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Original post by HarrietROAR
Im like only just eligable i think. But i dont know what support dsa could give me :/

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It depends on what the disability is :smile:


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Original post by simplylldxo
It depends on what the disability is :smile:


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Im dyscalculic. So its a learning difficulty :/

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Original post by livealittle
Why aren't you getting maintenance loan?:s-smilie:
Are you going to be living at home?


Parents don't want us having any debts, and because of our household income being higher than the upper threshold, the loan wouldn't cover the cost of accommodation and so they may as well pay the lot. I wouldn't mind having the loan, but they can afford it and offered, so why not eh.

No, living at University Accommodation.

What about yourself?
Original post by vimto39
Parents don't want us having any debts, and because of our household income being higher than the upper threshold, the loan wouldn't cover the cost of accommodation and so they may as well pay the lot. I wouldn't mind having the loan, but they can afford it and offered, so why not eh.

No, living at University Accommodation.

What about yourself?


I'm the same ^ except living at home


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Original post by vimto39
Parents don't want us having any debts, and because of our household income being higher than the upper threshold, the loan wouldn't cover the cost of accommodation and so they may as well pay the lot. I wouldn't mind having the loan, but they can afford it and offered, so why not eh.

No, living at University Accommodation.

What about yourself?


Im in the same boat (higher than upper threshold) but i still got the minimum loan

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Avatar for alapa
alapa
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Original post by simplylldxo
You do realise that has to last you otherwise you'll be up s-h-i-t creek without a paddle. I found that out the hard way :frown:


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Works out at £120 a week. I won't spend more then that and I don't have to worry about rent or bills etc.
Original post by HarrietROAR
Im like only just eligable i think. But i dont know what support dsa could give me :/

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Original post by HarrietROAR
Im like only just eligable i think. But i dont know what support dsa could give me :/

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Original post by simplylldxo
It depends on what the disability is :smile:


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Like the other guy said it depends on the disability, and what you discuss with your DSA grant provider, I know people who have got laptops, printers and software, in order to help them
Original post by HarrietROAR
Im dyscalculic. So its a learning difficulty :/

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Well the DSA assessor will decide what's best for you :smile: like I'm dyslexic so I got a laptop with specialist equipment, a printer, extra time for assessments and exams, one to one study skills support and extended library loans.




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