(Original post by Amyyyy :))
thankyou so is it cheaper to pay for accommodation and bills separately but its just a bit extra hassle? thankyou for helping me
it makes sense to not have a really strict budget but a fortnightly one might be a bit more reasonable
I think it would work out cheaper to pay separately - like I said, the landlord isn't going to want to make a loss out of it. Although if you have bills included then it means your bills are consistent throughout the year. Whereas like I said, we got the water bill for most of the year a couple of weeks after moving in. Plus depending on how much you'll have the heating on, the gas bill might get quite expensive. I think giving yourself a budget is good if you think you'll find it hard to spend carefully. I just try not to spend money on things I don't need, which seems to be working out fine, but some people are on a tight budget so would need to really watch what they spend. What I did at the start of the year was look at how much grants/loans I receive and first took off my rent for the year. I then estimated my bills for the year and also took that off (I would estimate at £10 a week, but so far without the heating it's been almost half this). This means that if you do get a bill at the start of the year, then you've already budgeted for it. I then took another £150 off for things such as buying my lab kit, joining societies, money to spend whenmy boyfriend visits/ when I go back home in the holidays etc etc (I probably won't need all of that £150). What I had left over, I then divided by how many weeks I'm at uni, to see how much I could spend in a week on food and socialising etc, which is about £50. Luckily my dad brought me a load of food, so I don't have to buy that much. Although next time he takes me shopping I'm going to exploit him even more, it was surprising how quickly some things ran out, although of course I do need to buy some of my fresh stuff anyway as that only lasts a few days.