(Original post by lucaf)
no, healthcare is expensive in the US because a) individual hospitals have low bargaining power with suppliers compared to the NHS so drug companies can charge more than they do here and b) because insurance companies try to pay out as little as possible so hospitals jack up prices because they know the insurance companies will barter them down (which screws things for uninsured people, who haven't got that bargaining power and so have to pay the extortionate prices)
which once again completely ****s all over the poor who can't afford those things. And personally I would rather have my healthcare paid for a system that is at best neutral to my health than by insurance companies who have an active stake in avoiding paying wherever possible.
so nobody has self interest in staying healthy for its own sake?
even if people were soley motivated financially, the poor already have an incentive to stay healthy because they can't afford to take time off work. And insurance companies too will refuse to pay for certain drugs and treatments because they consider them more expensive than necessary
the hospital in the bigger city was going to have more funding under whatever system! And I think you are overestimating how much more choice you would have had in a private system (if there are no beds there are no beds, no matter how you are paying them), and recourse would still take forever if you were suing a private hospital.
well personally I would rather live in a society where people can't get away with being bigoted morons.
Yeah the insurance companies do their job to try and get the best balance between healthcare and cost, they can't just allow people to die because they lose money. They then send people to non-profit hospitals, however these are few and far between because people won't or are unable because of taxation to give more money to them. I don't understand why costs can't be kept down somewhat by people paying for their own healthcare and the poor can't also get healthcare through charities.
I would much rather pay £5,000 a year for better healthcare than pay £4,200 a year in NI and get the NHS. I would also give another £5,000 to non-profit hospitals in my area. I am really more interested in quality rather than cost, the NHS is not very good and has a monopoly on the healthcare market where I live and a near monopoly in every city. I also have 3 employee's I would be willing to take care of.
They don't have an active interest, they break their contact you can sue them and get payment. The problem is with the US their legal aid isn't very good and people can't get it. In the UK we can and it should be increased. Very few people can afford good legal aid, that is why the companies can get away with it.
Nobody has self interest to stay healthy if it means you can't do what you want. It takes other insentives to do so, social pressure, finanical pressure. Look at smoking people don't giveup until they have social pressure from their family members or finanical pressure. The poor also can't afford to go to the gym, eat better food and are under more pressure than better off people, they also for the most part have more dangerous jobs. Which is why people should have social pressure to give money to charities so their healthcare is free.
A tree just fell on someone who used to work for me and he broke is neck, the same thing happened to him as what happened to me when I was born. My uncle just fell off his wagon and broke his back, the same thing happened to him. His son got burns on his face at work the same thing happened to him. So my case wasn't just a one off it is normal. People can't pay to improve the healthcare here because the NHS taxes them and has a monoploy on healthcare, you can't do anything but tolerate it.
No cities of 300,000 people shouldn't have better healthcare than counties with the same number of people. Yes but alteast I would have a choice and have responsibility for that choice. Funny there were no beds until in near died again though. Years likely, but not 13 years. As my parents would have a contract with that private hospital.
I would rather live in a culture in which people can be as bigotted as they like and still people refuse to use government force against them.