Hey there! Sign in to join this conversationNew here? Join for free

How much money will you have at your disposal? Watch

    Offline

    17
    ReputationRep:
    3100 from student loan. None from parents. I'm living at home.
    • Thread Starter
    Offline

    1
    ReputationRep:
    (Original post by donutaud15)
    Probably about 1400 pm if I get this certain job. Otherwise about 300 pm

    Posted from TSR Mobile
    That's a huge difference. Must be full time job.

    Posted from TSR Mobile


    Posted from TSR Mobile
    Offline

    0
    ReputationRep:
    (Original post by donutaud15)
    Is your husband earning a fairly high amount? Because if so, I don't know how you're getting 11k.

    Posted from TSR Mobile
    It is being calculated off financial year 2012-2013 in which i worked to support to my husband, who earned £3940 total in that tax year (employed april-september) as he was studying at uni, which left him no taxable income. I get a special support grant, and an Adult Dependant Grant as he is technically a dependant. If you would like a complete breakdown I'm happy to provide one.
    Offline

    17
    ReputationRep:
    (Original post by Hitashami)
    That's a huge difference. Must be full time job.

    Posted from TSR Mobile


    Posted from TSR Mobile
    That's basically the salary after tax (yes it's full time) so it's a fair bit. Actually the figure was wrong, it would be about 1700 as the 300 now is from my husband's wage.


    (Original post by Pippa1992)
    It is being calculated off financial year 2012-2013 in which i worked to support to my husband, who earned £3940 total in that tax year (employed april-september) as he was studying at uni, which left him no taxable income. I get a special support grant, and an Adult Dependant Grant as he is technically a dependant. If you would like a complete breakdown I'm happy to provide one.
    Nah not bothered about the complete breakdown. I just found it a bit unusual as when my husband and me were both students we got about 6k each (loan, grant and bursary) in Swansea. My last SF was 9k but that's London SF and he didn't count as adult dependant as he's working. Your circumstances probably won't apply to a lot of students though.
    Offline

    0
    ReputationRep:
    Nah not bothered about the complete breakdown. I just found it a bit unusual as when my husband and me were both students we got about 6k each (loan, grant and bursary) in Swansea. My last SF was 9k but that's London SF and he didn't count as adult dependant as he's working. Your circumstances probably won't apply to a lot of students though.[/QUOTE]

    We couldn't afford to both study at the same time, so now he has finished it is my turn thank god! (no employment yet… he is still waiting to be registered with the HPC. We did look into both being at uni at the same time, but we wouldn't have been able to survive on the money. We can't live at home with our parents, and claiming benefits to supplement didn't seem viable (or at all possible…) so this solution works best, frankly i was expecting around £6k a year, however as the majority of the total i will get is grants, i am not saying no to the financial stability.
    Offline

    20
    ReputationRep:
    I've got 3k of my own money (not from parents) and the minimum amount from all the loans/grants you're allowed.
    Offline

    9
    ReputationRep:
    -£1600 (overdraft)
    And
    -£500 on a credit card.



    Posted from TSR Mobile
    • Community Assistant
    Online

    21
    ReputationRep:
    (Original post by Hitashami)
    Just wanna compare, this seems like the right category. Anyways, I'll be getting 3200 from loan and 2000 from parents. Hbu?
    6500k from loan and grant
    1k from bursary

    Rent is 2200 from Oct to June.

    I'm going to try limit my outgoings to 200 per month so that adds to 4k.

    I want to be out of my 500 overdraft.

    In theory I shall be leaving with savings but it depend how much I restrain myself.
    Offline

    0
    ReputationRep:
    £750 savings
    £4198 Maintenance Loan
    £3387 Grant.
    • Thread Starter
    Offline

    1
    ReputationRep:
    (Original post by Rakas21)
    6500k from loan and grant
    1k from bursary

    Rent is 2200 from Oct to June.

    I'm going to try limit my outgoings to 200 per month so that adds to 4k.

    I want to be out of my 500 overdraft.

    In theory I shall be leaving with savings but it depend how much I restrain myself.
    How'd you find out about bursary?
    • Community Assistant
    Online

    21
    ReputationRep:
    (Original post by Hitashami)
    How'd you find out about bursary?
    Automatic if you get the grant.
    Offline

    3
    ReputationRep:
    the beauties of coming from a poor family
    £7249 from loan and grant.
    If i get my firm then 3k university "poor people's bursary" (I call it that, it has a name) if insurance, then 2.5k
    accomodation payments aside it works out to between £60 (firm catered) or £100 (insurance, uncatered) either with en suite
    good times...
    Offline

    3
    ReputationRep:
    (Original post by tearteto)
    the beauties of coming from a poor family
    £7249 from loan and grant.
    If i get my firm then 3k university "poor people's bursary" (I call it that, it has a name) if insurance, then 2.5k
    accomodation payments aside it works out to between £60 (firm catered) or £100 (insurance, uncatered) either with en suite
    good times...
    And you deserve it.
    Offline

    17
    ReputationRep:
    About £10k ready to go from savings
    Offline

    2
    ReputationRep:
    5500 from student loan. None from parents, should have 4000 saved up at the end of summer from working.
    Offline

    3
    ReputationRep:
    (Original post by shahbaz)
    And you deserve it.
    I'd like to think so, but still getting a part time job.
    Offline

    3
    ReputationRep:
    (Original post by Zürich)
    About £10k ready to go from savings
    Are you a mature student?
    Offline

    17
    ReputationRep:
    (Original post by shahbaz)
    Are you a mature student?
    I'm 22, did a few very well paid internships while at Uni
    Offline

    3
    ReputationRep:
    (Original post by tearteto)
    I'd like to think so, but still getting a part time job.
    If you get a job in the union take it, but it can be difficult when your just settling in.
    Offline

    3
    ReputationRep:
    (Original post by Zürich)
    I'm 22, did a few very well paid internships while at Uni
    Nice, Im guessing the internships were in finance.
 
 
 
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • Poll
    What newspaper do you read/prefer?
    Useful resources
    How much money do you spend a week?The ultimate guide to tax!Guide to student bank accounts

    Sponsored features:

    Web Legend

    Win a Macbook Air!

    Blog about setting up a website for a chance to win in our Web Legend competition.

    Quick link:

    Unanswered money and finance threads

    Groups associated with this forum:

    View associated groups
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

    Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

    Quick reply
    Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.