About £8k depending on what you call savings versus money in my current account. Not sure what I'm going to do with it yet. At some point I'd like to buy a car (after getting my licence) but I may need the money to live off when my PhD funding runs out. The rest I guess will go on a house deposit whenever I have a stable job.
Currently my money is spread between a low interest ISA (need to sort that out) and a current account. I do plan to open a help-to-buy account and then transfer it to the lifelong government ISA when they come into effect. I may also look into a stocks and shares account and investing some into the stock market, but only an amount I can afford to lose completely.
ooh what are you doing or have a PhD in?