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Are you a splurger or a saver? Watch

  • View Poll Results: Are you a splurger or a saver?
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    Saver
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    (Original post by WoodyMKC)
    Bit of both, I save a fair bit but I also allow myself enough to play around with.
    So you have some of budget, but you're not a cheapskate:P

    (Original post by TSR Mustafa)
    Broke af lmao
    sorry to hear that.

    (Original post by Big white)
    Saver i will save anything i can and anything i can get, i rarely ever spend if it is i'm super stingy and buy the cheap stuff which will get me through
    I wonder if you're even more stingy than i am?:P
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    (Original post by Elivercury)
    I paid for my wedding earlier this year and bought my flat a few years ago, so I'm lucky on that front! Can't really think of anything else big I'm likely to need to save up for in the near future.
    I m jealous:P Sounds like you've got a good balance if you've not got anything big you'll need to pay out in the future
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    Saver. Most of the times I don't know what I want and only buy things I need.
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    (Original post by claireestelle)
    So you have some of budget, but you're not a cheapskate:P
    Pretty much, I put a couple of hundred away a month and the rest is for spending and investing, though I too sometimes invest my savings if the return is just round the corner and it's pretty much a lock.
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    (Original post by WoodyMKC)
    Pretty much, I put a couple of hundred away a month and the rest is for spending and investing, though I too sometimes invest my savings if the return is just round the corner and it's pretty much a lock.
    £200 savings a month is pretty good
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    I've been a bad splurger recently, makeup is just too tempting to buy
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    Bit of both yet I buy a lot of unnecessary things and I am what one may call a hoarder.
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    (Original post by claireestelle)
    I'm as cheapskate as they come and literally try buy the cheapest version of everything and have completely stopped my spending on treats for the most part, i need to stop buying coffees and snacks when i m out as that's my only remaining weak spot now. What about you?
    I used to be much better at saving when I was at uni but now I splurge all my money on food and treats when I'm having a rubbish day! I want someone to teach me to be more of a cheapskate!
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    50/50

    i have the ability to save and i can do this efficiently however if im not saving it for a specific reason, when it gets to a decent amount, il go shopping

    for example, today my last payment towards my credit card cleared and i was back to my £200 limit (first credit card) so i went shopping and bought everything i needed for holiday
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    Neither broke af
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    I go through phases, at the moment I'm in saving mode :ahee:
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    (Original post by Queen Cersei)
    I used to be much better at saving when I was at uni but now I splurge all my money on food and treats when I'm having a rubbish day! I want someone to teach me to be more of a cheapskate!
    If you have to buy food, try and completely avoid branded products, lidl does the best 30p chocolate and biscuits so i just eat those and make everything else myself
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    I'm a saver. But I like buying quality products so I save for those. I almost never buy the basic brand of anything.
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    (Original post by claireestelle)
    I'm as cheapskate as they come and literally try buy the cheapest version of everything and have completely stopped my spending on treats for the most part, i need to stop buying coffees and snacks when i m out as that's my only remaining weak spot now. What about you?
    im quoting u here bc idk why i cnt quote u frm tht other post
    but yh, it depends on the brand and where i buy it from
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    (Original post by Changing Skies)
    I've been a bad splurger recently, makeup is just too tempting to buy
    Get a superdrug beautycard and you'll get 10% off if you have an nus card if you dont already do that

    (Original post by Rhythmical)
    Bit of both yet I buy a lot of unnecessary things and I am what one may call a hoarder.
    I am the entire opposite of a hoarder, i have a buy one thing and i have to throw out at least one thing to make up for it, its working relatively well at the moment. What is it you like to hoard? :P
    (Original post by shawtyb)
    50/50

    i have the ability to save and i can do this efficiently however if im not saving it for a specific reason, when it gets to a decent amount, il go shopping

    for example, today my last payment towards my credit card cleared and i was back to my £200 limit (first credit card) so i went shopping and bought everything i needed for holiday
    Sounds like a good balance, i generally don't need a reason to save,i just like seeing money in the bank:P

    (Original post by Slowbro93)
    I go through phases, at the moment I'm in saving mode :ahee:
    Yay for saving mode Anything imparticular you're saving for ?
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    (Original post by claireestelle)
    I wonder if you're even more stingy than i am?:P
    o.o i dunno, i mean i haven't been to mcdonalds in a few months and the last time i went all i got was a mcflurry
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    i am saving up for a wife
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    (Original post by EllainKahlo)
    I'm a saver. But I like buying quality products so I save for those. I almost never buy the basic brand of anything.
    What's wrong with basic brands? If its food, salt and pepper and some spices and you'll forget how cheap the product is:P
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    (Original post by claireestelle)
    Admittedly, i have an Iphone 5c on contract, but i m not going on holiday apart from a cheap uk break this year and won't be buying any tech. With food i really dont see the point in spending in anywhere thats not lidl/aldi, with a decent collection of herbs and spices you never notice the different in my mind.
    Definitely agree RE: the food. Before I moved in with my boyfriend he was all 'ooh I'd never shop at Aldi' (which is funny as he mostly lived off Iceland frozen chicken and chips at uni). Within a week of living together, I had him converted.

    Ah, I live for my holidays & I don't buy tech very often, but when I do I tend to not go cheap.

    I do save more than I spend still, mind - even whilst at uni I've managed to save up a few grand despite getting the minimum student loan and having a car to run.
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    (Original post by Big white)
    o.o i dunno, i mean i haven't been to mcdonalds in a few months and the last time i went all i got was a mcflurry
    Yeah, you're the much better cheapskate, i think i've spent £25 on takeaways and mcdonalds in the past 6 weeks.
    (Original post by the bear)
    i am saving up for a wife
    You planning on buying one? :O
 
 
 
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