What you described is me I have size AA breasts but my fat goes to my bum and thighs in fact I have cellulite starting on my thighs even though Im slim on top. I wouldn't say Im curvy as in what most ppl call curvy though. Im size 8 and 34 AA on top with short quite large legs.
In fact I have a pic but dunno if its exactly what you meant
You just sumemd me up- 12 bottom half, 10-12 on top (rather broad shoulders because I go kayaking a lot), and I'm a 34A.
im chubby/curvy,and have no boobs -32B and size 8/10