How much student loan are you getting?
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Original post by C-Rooney
Are maintenance grant/bursary sort of the same thing? I see people getting grant/loan/bursary? In Scotland, it's either a loan with bursary or just a loan. (Depending on household income)
In England you get the Maintenance loan which is repayable and then you get the Maintenance grant which isn't. But you also get scholarships and bursaries from the university which aren't repayable and are rewards for obtaining certain grades and been below a threshold.
(edited 9 years ago)
Original post by David B
In England you get the Maintenance loan which is repayable and then you get the Maintenance grant which isn't. But you also get scholarships and bursaries from the university which aren't repayable and are rewards for obtaining certain grades and been below a threshold.
Ahh, I see I see! Thanks.
Original post by walkers38
Maintenance Loan: £3099
Maintenance Grant: £0
Bursaries: £0
Scholarships: £0
Savings: £5
Money from Parents: £0
Accommodation Cost: £0 (living at home)
Weekly spend after Accommodation: n/a
Maintenance Grant: £0
Bursaries: £0
Scholarships: £0
Savings: £5
Money from Parents: £0
Accommodation Cost: £0 (living at home)
Weekly spend after Accommodation: n/a
A fiver
atleast you've got something.My savings are non-existent Posted from TSR Mobile
Maintenance Loan: £3610
Maintenance Grant: none
Bursaries: none
Scholarships:not sure yet but will definitely be getting £300 aspire credit toward books £50 printing as a welcome package from uni of Bedfordshire. I should be entitled to the full 1100 (£350 welcome package included) as I have a total of 320 UCAS point (I believe it called a merit based scholarship) I should also be entitled to £300 academic scholarship but since I've been on gap year for d last 2years, don't think I qualify for that.
Savings: £6180 saved so far (expecting to save another £2500 by the ending of sept) I've work my ass off almost every day for the past 2years
Money from Parents: £1000 towards my laptop, printer,and all other uni gadget
Parent still owe me about £4500 which will go towards my 2nd year
Expenses in preparation for uni = almost £2000 spent already if not more (not really keeping track)
Accommodation Cost: £5600
Total income excluding whatever schlorship 6180+3610+1000+2500= £13290)
Less Expenses: accommodation=. £ 5600
laptop, printer, soft wares, speaker n so on= £ 1500
All other uni essentials bought already e.g bed dings,iron etc =. £ 500
-----------
Money left £. 5690
Weekly spend after Accommodation: 5690\43weeks = about £132 per week but doubt I'll be needing that much as I don't eat much or drink nor party but I do love to shop bt will try reduce dat: I could manage to survive on £350 a month (all bills included) so the rest will be saved for raining days or as emergency fund.
Will also try work part time every other weekend so will be earning about £300 PCM which will go into my isa account as I'll hate to not have any savings.
M not even gonna mourn about student finance and how they allocate money as I would rather work my ass off than complain about them basing my maintenance loan on my family income that only looks good on paper.
Maintenance Grant: none
Bursaries: none
Scholarships:not sure yet but will definitely be getting £300 aspire credit toward books £50 printing as a welcome package from uni of Bedfordshire. I should be entitled to the full 1100 (£350 welcome package included) as I have a total of 320 UCAS point (I believe it called a merit based scholarship) I should also be entitled to £300 academic scholarship but since I've been on gap year for d last 2years, don't think I qualify for that.
Savings: £6180 saved so far (expecting to save another £2500 by the ending of sept) I've work my ass off almost every day for the past 2years
Money from Parents: £1000 towards my laptop, printer,and all other uni gadget
Parent still owe me about £4500 which will go towards my 2nd year
Expenses in preparation for uni = almost £2000 spent already if not more (not really keeping track)
Accommodation Cost: £5600
Total income excluding whatever schlorship 6180+3610+1000+2500= £13290)
Less Expenses: accommodation=. £ 5600
laptop, printer, soft wares, speaker n so on= £ 1500
All other uni essentials bought already e.g bed dings,iron etc =. £ 500
-----------
Money left £. 5690
Weekly spend after Accommodation: 5690\43weeks = about £132 per week but doubt I'll be needing that much as I don't eat much or drink nor party but I do love to shop bt will try reduce dat: I could manage to survive on £350 a month (all bills included) so the rest will be saved for raining days or as emergency fund.
Will also try work part time every other weekend so will be earning about £300 PCM which will go into my isa account as I'll hate to not have any savings.
M not even gonna mourn about student finance and how they allocate money as I would rather work my ass off than complain about them basing my maintenance loan on my family income that only looks good on paper.
Original post by beetasty
Expenses in preparation for uni = almost £2000 spent already if not more (not really keeping track)
laptop, printer, soft wares, speaker n so on= £ 1500
All other uni essentials bought already e.g bed dings,iron etc =. £ 500
-----------
Money left £. 5690
Expenses in preparation for uni = almost £2000 spent already if not more (not really keeping track)
laptop, printer, soft wares, speaker n so on= £ 1500
All other uni essentials bought already e.g bed dings,iron etc =. £ 500
-----------
Money left £. 5690
Wow bro, you sure are throwing away all that money very quickly on expenses before you have even arrived at university, could have had a LOT more money otherwise.
What course are you doing?
How are you people spending like £2000 for prep before even going to uni? I've spent like £500 and got it all done easily.
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Original post by einnap101
How are you people spending like £2000 for prep before even going to uni? I've spent like £500 and got it all done easily.
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Probably the likes of MBPrs for purposes a £500 laptop is just as good for, and buying unnecessary software
Original post by Jammy Duel
Probably the likes of MBPrs for purposes a £500 laptop is just as good for, and buying unnecessary software
Haha well tbf I bought my laptop a few months ago so didn't count that as a uni expense... 😂
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Original post by einnap101
Haha well tbf I bought my laptop a few months ago so didn't count that as a uni expense...
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I assume you bought it primarily for uni? If so it is a uni expense
Original post by einnap101
How are you people spending like £2000 for prep before even going to uni? I've spent like £500 and got it all done easily.
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£500 damn bro even that is a lot in my opinion.
Original post by MattSimcock
Maintenance Loan: £5,000
Maintenance Grant: £1,300
Bursaries: £1,000
Scholarships: £3,000
Savings: £1,500
Money from Parents: Ahahahahahaha
Accommodation Cost: £4,000
Weekly spend after Accommodation: £58
Would like to think I won't have to touch those savings but who am I kidding :'D
Maintenance Grant: £1,300
Bursaries: £1,000
Scholarships: £3,000
Savings: £1,500
Money from Parents: Ahahahahahaha
Accommodation Cost: £4,000
Weekly spend after Accommodation: £58
Would like to think I won't have to touch those savings but who am I kidding :'D
Only £58?
Original post by Ruffiio
Only £58?
Well I don't get the bursary and scholarships until February so at least at first, yeah
I get £0 but I live in Scotland so uni is free and I'm staying at home so don't need to pay for accommodation, everything Is free besides books 
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Original post by Jammy Duel
I assume you bought it primarily for uni? If so it is a uni expense
Actually no I bought it because mine died just as I was revising for a levels, so technically i bought it for college
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Original post by Ruffiio
£500 damn bro even that is a lot in my opinion.
Ive bought cutlery, a mattress protector and stationary and a new duvet cover.. and 2plates thats literally it.. and they were all in sale.. so i spent like 50quid in total :L
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Original post by MattSimcock
Maintenance Loan: £5,000
Maintenance Grant: £1,300
Bursaries: £1,000
Scholarships: £3,000
Savings: £1,500
Money from Parents: Ahahahahahaha
Accommodation Cost: £4,000
Weekly spend after Accommodation: £58
Would like to think I won't have to touch those savings but who am I kidding :'D
Maintenance Grant: £1,300
Bursaries: £1,000
Scholarships: £3,000
Savings: £1,500
Money from Parents: Ahahahahahaha
Accommodation Cost: £4,000
Weekly spend after Accommodation: £58
Would like to think I won't have to touch those savings but who am I kidding :'D
If you have a weekly spend of £58 then you won't have to touch your savings!
I spend £25 a week on food and £20 on other stuff, so you should have plenty.
I'm gonna have £150 a week, definitely will be putting some money aside every week though!
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