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How much is/do you reckon your total student debt will be? Watch

  • View Poll Results: what is/do you think your student debt will be?
    0-10k
    5
    5.62%
    10-20k
    3
    3.37%
    20-30k
    12
    13.48%
    30-40k
    19
    21.35%
    40k and above
    50
    56.18%

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    around 60k (9k tuition loan + 5k maintenance over 4 year degree) probably more as tuition fees are going to be rising every year from now.
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    (Original post by lyrical_lie)
    Yea, I lived at home and worked 1 day 2 nights in a call centre so I was earning £600ish from that job plus I had worked full time during summer so I had saved up quite a bit. I only paid £160 in digs to my mum and that included my phone bill. Plus I got my bursary, being from a "broken home" it was pretty good, couple hundred a month.
    Sounds like you did pretty well for yourself at uni
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    If I go abroad- Either no debt at all if I have enough savings or £11k

    If I go to uni here- Well over £45k
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    If I had to go to university facing the current fees, I would definitely opt for another country like Sweden where I would only have to worry about funding my living costs.
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    (Original post by MrsSheldonCooper)
    If I go abroad- Either no debt at all if I have enough savings or £11k

    If I go to uni here- Well over £45k
    Are you wanting to go to a country which has no tuition fees then?

    (Original post by Elivercury)
    If I had to go to university facing the current fees, I would definitely opt for another country like Sweden where I would only have to worry about funding my living costs.
    But would you be happy relocating that far to save the money?
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    9k tuition x 4 (fifth year nhs bursary) + 7k x 5 = 71k

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    (Original post by claireestelle)
    Are you wanting to go to a country which has no tuition fees then?


    But would you be happy relocating that far to save the money?
    Definitely. I spent 5 months there as part of my course and it was a fantastic place to live.

    Incidentally, most students end up living several hours from their homes for university anyway, so the only real difference is that you're taking a flight rather than the train.
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    (Original post by Elivercury)
    Definitely. I spent 5 months there as part of my course and it was a fantastic place to live.

    Incidentally, most students end up living several hours from their homes for university anyway, so the only real difference is that you're taking a flight rather than the train.
    I suppose when you look at it that way, the only thing for me is in utter emergencies i could always find a way back to where my family live, if flights stopped getting back from sweden could be near impossible.
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    (Original post by claireestelle)
    Are you wanting to go to a country which has no tuition fees then?


    But would you be happy relocating that far to save the money?
    The uni I'm probably going to charges £1300 a year so not too bad.
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    (Original post by MrsSheldonCooper)
    The uni I'm probably going to charges £1300 a year so not too bad.
    Now that is pretty cheap
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    I just finished my course that I started in September 2013 and for 3 years I had a tuition fee loan of £9,000 and a maintenance loan of roughly £4,000 so that's £39.000 for the 3 years
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    Last time I checked (and by checked I mean "got a letter saying how much I owe") it was just over £22,000 and rising fast with interest. I'm not going to start paying it off any time soon, either, as I'm still a student for another three years or so.
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    (Original post by claireestelle)
    I suppose when you look at it that way, the only thing for me is in utter emergencies i could always find a way back to where my family live, if flights stopped getting back from sweden could be near impossible.
    I mean how often have flights been completely grounded in the past decade? The Iceland volcano eruption is the only one I can think of. The odds of that happening at the same time you have a family emergency are tiny.

    Frankly, you're much more likely for the trains to shut down in this country! Of course you would still have planes/buses as backups (not to mention driving).

    There are also ferries available from Sweden to UK, it's just not as convenient.
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    (Original post by Elivercury)
    I mean how often have flights been completely grounded in the past decade? The Iceland volcano eruption is the only one I can think of. The odds of that happening at the same time you have a family emergency are tiny.

    Frankly, you're much more likely for the trains to shut down in this country! Of course you would still have planes/buses as backups (not to mention driving).

    There are also ferries available from Sweden to UK, it's just not as convenient.
    Bad things have a habit of happening to my family, worst case scenario i could cycle back to them if all else fails but even when flights are just delayed if someones ended up in hospital, it'd be time you don't really have to play with. But otherwise i can see the advantages of studying abroad.
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    Easily £40K +.
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    £41k if I don't do a year abroad, £46.75k if I do.

    Not fussed, just a grad tax really..

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    (Original post by claireestelle)
    Bad things have a habit of happening to my family, worst case scenario i could cycle back to them if all else fails but even when flights are just delayed if someones ended up in hospital, it'd be time you don't really have to play with. But otherwise i can see the advantages of studying abroad.
    Obviously not an option for everyone and some people need to go to local universities for family and other reasons. However if you are already weighing up a university which is 2-4 hours away from your parent's home, living in another country isn't significantly different.
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    £51,600 if I do the BSc, three years

    £68,800 if I do the MSci, four years
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    9k tuition (1 year) + 3 years of max maintenance loan 3k for ease of calculation x3= 9k so around 18k in total.

    I'm quite fortunate in that my grandparents paid for my tuition fees in 2nd and 3rd year.

    That said this is prior to taking out the PG loan
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    i'd hope to pay mine off as i do it
    but in total that figure could be $130,000 (without haggling)
 
 
 
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