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Please help me, I don't know what to do. Can't afford to live and do access course. Watch

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    (Original post by Lizzipth_Floyd)
    Hey. I applied for the learner loan and have had it approved. It's just the living costs over the coming year that I am really going to struggle with.

    My college are going to send me a letter either confirming the course to be part or full-time in case I need to evidence it.
    I would strongly suggest getting a part time job of at least 20 hours per week to support yourself. JSA will not be enough to live in and housing benefit, likewise will not be easy to live on.
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    (Original post by JPO92)
    I would strongly suggest getting a part time job of at least 20 hours per week to support yourself. JSA will not be enough to live in and housing benefit, likewise will not be easy to live on.
    In the middle of applying for a 16 hour jobs. I dont want no more than 20 hours though. As i have already got other commitments. I may even leave the access course till next september
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    (Original post by JPO92)
    I would strongly suggest getting a part time job of at least 20 hours per week to support yourself. JSA will not be enough to live in and housing benefit, likewise will not be easy to live on.
    woops upvoted by mistake, you can't work 20 hours a week AND claim jsa, it has to be UNDER 16.
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    (Original post by Lizzipth_Floyd)
    I am due to start an access course in September. I was really excited about it. I am 24 years old.

    I am looking to rent/share a property in the next month. I assumed I would be able to claim housing benefit to cover most of the cost. I have just found out that because the access course is classed as a full-time course I would not be entitled to housing benefit meaning I will not be able to afford this. Inquired with student finance about a maintenance loan but am not entitled to that either. So what am I entitled to?

    It is honestly looking like I can't afford to do the access course and live at the same time. Am I missing something? I don't have a family to live with and because it's not university I don't have halls of residence to stay in. Aren't they missing out a huge proportion of adults who want to go back to education? Have called the college and they have said the only finance related thing I am entitled to is the advanced learner loan and that is just to cover course fee.

    Am really in a bit of a mess. Any advice would be appreciated.

    Before anybody mentions getting a job - i am looking for part-time work but my situation is very complicated and is not related to laziness.

    Thanks in advance.
    Hi Lizzie. I also did that access, which led me on to the degree, which altogether took me 9 years if you included the two year hospitalization i had in the middle. And it will test you. So even if you can't get funding for the access, you will be able to get funding for a full time degree. Also I also couldn't get a place on the degree without it, but i have heard about some people that have got on theatre studies degree in this way. Just from a good interview/audition. Jammy dodgers?!
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    (Original post by Lizzipth_Floyd)
    I am due to start an access course in September. I was really excited about it. I am 24 years old.

    I am looking to rent/share a property in the next month. I assumed I would be able to claim housing benefit to cover most of the cost. I have just found out that because the access course is classed as a full-time course I would not be entitled to housing benefit meaning I will not be able to afford this. Inquired with student finance about a maintenance loan but am not entitled to that either. So what am I entitled to?

    It is honestly looking like I can't afford to do the access course and live at the same time. Am I missing something? I don't have a family to live with and because it's not university I don't have halls of residence to stay in. Aren't they missing out a huge proportion of adults who want to go back to education? Have called the college and they have said the only finance related thing I am entitled to is the advanced learner loan and that is just to cover course fee.

    Am really in a bit of a mess. Any advice would be appreciated.

    Before anybody mentions getting a job - i am looking for part-time work but my situation is very complicated and is not related to laziness.

    Thanks in advance.
    Your college should have a bursary/maintenance programme, you should contact student support services for more information at your college.
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    (Original post by lavalamp10)
    Your college should have a bursary/maintenance programme, you should contact student support services for more information at your college.
    I applied. The only thing I was awarded was travel expenses to and from college.
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    (Original post by JustStudying)
    Hello, do you know about "Income-Support" (no Jobseeker's Allowance) or "Hardship Funds"? The following links might help a little.
    https://www.gov.uk/income-support/eligibility
    https://www.gov.uk/extra-money-pay-u...hardship-funds


    There are, furthermore, benefit calculators/finders: https://www.turn2us.org.uk/Find-Benefits-Grants
    http://www.entitledto.co.uk/benefits...c.aspx?e2dwp=y
    The OP won't be entitled to income support, unless they're a lone parent of a child under 5 or a carer.
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    I did Access last year and was also not entitled to anything as they did not consider change of circumstances ( they went by the previous years income and I was on 18 grand in my previous job the year before) and all I had was 24+ loan, but one of my coursemates (she had a baby tho) lived on her own and got housing benefit and nursery paid.. if college won't give you maintenance loan, take the refusal letter and go to council or try applying again as I know people who got it the second time around. (It's only something like £230- £300 a semester tho, so doesn't really cover living costs anyway)
    If you get part time job that is 16h at least you might be eligible for working tax credits, Citizens advice might also help as they can check and tell you what you might be entitled to or at least point you in the right direction.
    Also, like mentioned in comments before have you considered foundation degree? It would be an extra year, but in most cases, you do not need access and you can get student finance and maintenance loan. but it really depends on your situation.
    Hope that helps. ;-)
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    Don't you need to be working atleast 30 hours a week to claim working tax credits??
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    Do you not get income support. Ive been on IS without children before (because I was 17 and in education.)
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    (Original post by Kyrstface)
    Do you not get income support. Ive been on IS without children before (because I was 17 and in education.)
    I do now, if I was a full-time student I wouldn't be entitled anymore.

    Panic over anyway: college have just confirmed it is classed as a part-time course
 
 
 
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