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£80000 was randomly put into my bank account yesterday. watch

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    (Original post by The_Internet)
    Even in those countries, Id still want more than 80K to just..leave and go.
    Well where I'm from (Hungary), this is enough money to live an upper middle class lifestyle for 60 years.
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    (Original post by driftawaay)
    Well where I'm from (Hungary), this is enough money to live an upper middle class lifestyle for 60 years.
    My parents are from Pakistan. The life is a lot different. I'd want more even there...
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    (Original post by Fullofsurprises)
    I'm confused. Is OP buying girlfriends at the rate of one g/f per £? Or selling them for that amount?
    I don't need money to get girls. I get girls all the time due to my wit and amazing looks.
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    (Original post by loveleest)
    LOL there is pretty much nothing i can do to earn it , but lending me some would be a act of kindness
    I bought the big issue of some guy the other week I have already did my act of kindness.
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    (Original post by driftawaay)
    Well where I'm from (Hungary), this is enough money to live an upper middle class lifestyle for 60 years.
    Really? What is a typical middle class salary in Budapest, for example, how much does a lawyer earn?
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    (Original post by Eggs20)
    And just give away £80000 like that?


    You must be crazy. :rolleyes:
    You must be crazy for thinking that you can get away with having such money in your bank account for no apparent reason. If you don't report the issue, you may get in trouble with the law and it might even lead to you going to court. Don't be stupid (and so incredibly greedy) and report the accident...
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    (Original post by jammy4041)
    There is more chance of a portal to Hell opening up, a cold, rainy night in the middle of Stoke, and then having Hell freeze over than the chance of you not going to jail in such a situation.

    Evry balance check that you would have ever done would be traceable by the bank. Every spend is always approved by the bank. If you move it about, it's still all traceable. Such a large amount of money would draw up red flags sooner rather than later. And the long arm of the law will catch up with you sooner rather than later.

    I still can't believe that you're willing to go to a casino and blow £80k on red. And if it's black? Not only are you £80k down and have essentially done nothing with the money, you'd then be liable for the £80k if you can't pay it back.

    I've told you my advice and you know where I stand on this. You might even be rewarded slightly, by your bank or by the police, for going to the trouble of letting the bank know that there was £80k mistakenly put into your account.
    Cant they prove it was me that actually took the money out though?
    And if they can- can they prove I knew that money wasn't mine?

    They can't read my mind there is no way they can prove beyond a reasonable doubt in a court of law that I knew that money wasn't mine to spend.

    If its black oh well I didn't lose anything.
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    (Original post by jimmy_looks_2ice)
    If you want a discussion about the consequence of a hypothetical scenario such as this, why not say so? Why hide behind the pretence that it's really happened to you?

    Anyway, hypothetical or not, the law is clear on this. You can't legitimately spend the money. If we're talking large amounts (and £80k qualifies), someone at the bank will notice and will track it down. Your crime will be discovered and you'll **** up your life and potentially you may even wind up in jail. There. Is that clear enough for you?

    I can only conclude from this thread and the countless "What would you do if you won £10M in the lottery?" threads on this site that a large % of the members spend a lot of their time fantasizing about having large amounts of money, instead of using their time productively :rolleyes:
    It did actually happen.

    What is I put the money in an off-shore account? Could they really do anything?
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    (Original post by driftawaay)
    As I said.. it is a lot of money in other countries.
    (Original post by The_Internet)
    Even in those countries, Id still want more than 80K to just..leave and go.
    You can buy a mansion in malawi for 60 grand.
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    (Original post by saule1116)
    You must be crazy for thinking that you can get away with having such money in your bank account for no apparent reason. If you don't report the issue, you may get in trouble with the law and it might even lead to you going to court. Don't be stupid (and so incredibly greedy) and report the accident...
    I don't see why I should be penalised for spending money I was given.
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    (Original post by Leah910)
    Ring the bank straight away and tell them about the error
    Why?


    If someone used the wrong sort code, legally it's his/her money


    (Original post by driftawaay)
    Well where I'm from (Hungary), this is enough money to live an upper middle class lifestyle for 60 years.


    Really? No way, seriously?

    Growing up this was always my plan, to flip to a country where things are cheap relative to this country and live that sort of lifestyle from a young age and maybe speculate on properly, not even bumming off my parents, but 80k seems like a pathetically low amount.
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    (Original post by Eggs20)
    I don't see why I should be penalised for spending money I was given.
    Nobody INTENDED to give you the money. It was a mistake. Sooner or later, the banks will realise this. With this post on the ''mighty'' Internet they will see that you had no intention to return the money although you knew about the mistake. Therefore, could lead to criminal liability.
    Like I said, don't be stupid.
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    (Original post by Eggs20)
    It did actually happen.

    What is I put the money in an off-shore account? Could they really do anything?
    I'm sure there are instances of it happening, hence the laws, but my spidey-sense tells me it hasn't happened to you!

    Even if you're not making this up, by creating this thread, you've screwed yourself in terms of trying to get away with spending the money. You've now left a trail of evidence on the internet that indicates that you're aware of the possibility that you know it's wrong. So your pleas of ignorance of the law won't get very far in court.

    My advice would be to find another way to earn money (crime clearly isn't your forte). Or don't. It might be entertaining to read the news articles about your bungled attempts to spend the money and get away with it.
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    (Original post by saule1116)
    Nobody INTENDED to give you the money. It was a mistake. Sooner or later, the banks will realise this. With this post on the ''mighty'' Internet they will see that you had no intention to return the money although you knew about the mistake. Therefore, could lead to criminal liability.
    Like I said, don't be stupid.
    If it's an internal administrative error the bank can take the money back, but if someone was trying to wire the money and used the wrong code, the money is OP's. Think how much chaos would be caused if random people could make payments and then at the end of the month claim it was a mistake.
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    (Original post by Masih ad-Dajjal)
    if someone was trying to wire the money and used the wrong code, the money is OP's.
    I believe this to be false. However, as I say, it would be entertaining to later discover the OP testing out the law in real life.
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    (Original post by Masih ad-Dajjal)
    If it's an internal administrative error the bank can take the money back, but if someone was trying to wire the money and used the wrong code, the money is OP's. Think how much chaos would be caused if random people could make payments and then at the end of the month claim it was a mistake.
    I'm assuming that this was the bank's fault, that's why I keep saying that the OP should contact THE BANK about this transfer. If bank claims that they didn't do anything wrong, then fine.. OP can do whatever...
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    (Original post by Fullofsurprises)
    Really? What is a typical middle class salary in Budapest, for example, how much does a lawyer earn?
    Well, it depends what kind of lawyer, someone who works for some huge international firm can earn a lot of money (not even 1/3 of what their equivalent makes in the UK though), but the *average* lawyer doesn't make more than500-600 a month, and only experienced lawyers make that kind of money.

    The average middle class salary is between £300 and £500 (£500 is considered a very good salary).

    These figures are all after taxes.

    The minimum wage is £1/hour (yes.. seriously) and the average income is £280/month.

    But there isn't really such a thing as 'middle class' in Hungary, there isn't huge income inequality like in the UK, so teachers don't make a lot more than blue collar workers for example. Everyone makes the same kind of money more or less, there are no private schools. Also, doctors are very under paid and their average salary is £300/month, unless it's a dentist with a private practice or something.

    And buying a house in Hungary would be basically free on a UK salary.
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    (Original post by saule1116)
    Nobody INTENDED to give you the money. It was a mistake. Sooner or later, the banks will realise this. With this post on the ''mighty'' Internet they will see that you had no intention to return the money although you knew about the mistake. Therefore, could lead to criminal liability.
    Like I said, don't be stupid.
    If I went into a nike shop and brought a pair of nike trainers (and I thought they were addidas) and I went back to the shop the next day and said sorry mate I thought they were addidas - Would nike have to give me the money back? No they don't have to and they probably wouldn't.

    So what is the differnce here?
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    Listen to what The Financier said, he's giving you pretty valuable advice
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    (Original post by Eggs20)
    If I went into a nike shop and brought a pair of nike trainers (and I thought they were addidas) and I went back to the shop the next day and said sorry mate I thought they were addidas - Would nike have to give me the money back? No they don't have to and they probably wouldn't.

    So what is the differnce here?
    The fact that in your given example you did a transaction through the shop, not directly through Nike.
    The same in your case, you had a transaction through the bank, therefore, if THE BANK made a mistake, then you might be in deep **** if you keep being this cocky about the money that was never meant to be yours. If someone messed up the sort codes and the bank did their part right, then fair enough. Roll on and be happy. All I'm saying is that you might want to check if you can legally use that money before you go around spending it.
 
 
 

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