Budgets. What is yours and why is mine so high? Watch
£15-20 on food;
£5-15 on entertainment;
£5 on laundry;
£2.50 on mobile.
I have one of those top up packages on my phone. If I top up by £10 a month, I get 300 free texts and 1MB on the phone internet thing, plus I still have the £10 to spend on calls/downloading useless ****. I get more free texts if I top up by more (400 for £15, 500 for £20, I think--never needed more so I can't really remember).
I have a stash of toiletries, cleaning products and stationery that'll last me at least the first term, but it's only going to add about £5 a week to my budget when the stash runs out.
My biggest cost is debt repayments, which are going to be covered by my overdraft until I can pay it off (which should be by the end of the academic year).
Ive been going through this thread and seems like people have really great budgeting tactics and wondered if someone could make a thread giving advice on food budgeting? Seem really helpful.
Rent - £78
Food - £25-30
Going out - £25 max (I don't drink that much, and so I should be under this really)
Car - around £15 (petrol and parking - assuming I get a car before I go I'll be driving to cardiff around twice a month for the football).
Mobile phone - about £6 (£25 a month)
Plus toiletries, books, laundry etc. So your talking around £160 a week I would think, plus some for things like gigs, emergencies, or unexpected stuff. As long as I get a part time job I shouldn't have to touch my overdraft (my loans, grants and bursaries come to £5400, so I only need £600 more).
I don't have a specific budget, but spend around £25 on food a month, and spend money occasionally on treats. Lived on much less in the past. Yours is so high because of the amount on going out, and the fact that you smoke; but if it's within what you can afford it's nothing to worry about.
How on earth do you do that?!?
Hey. Was jus wondering what other peoples budgets were and if you could break them down for me! And why is mine so high!
going out- 40
store card- 5
is it too much on going out?
I have overbudgeted slightly, jus to make sure!
I haven't even thought about working mine out. I'm so disorganised. But just found out that my dad is going to be exceptionally nice to me and pay my tuition fees (£3145), acommodation (£3800) and give me £1000 a term as well as my student loan. I love my daddy sometimes.
I've broken it down somewhere in this thread, and explained how I only eat one meal per day and snack on cereal.
Oh. Health > Money, every time.
Spoilt Biatch, get a job!
Don't call people names when you don't know the individual circumstances!
Never said I wasn't healthy. It's not healthy food, but I'm healthy at the moment. If I ever wasn't, I'd change my eating habits.
Accommodation - 0
Phone - £100
To be fair, eating one meal a day isn't very healthy. But if that's what you have do, I'm not going to judge, because I'm going to have to scrimp myself.
It's not what I have to do, it's just what I do.
Funny how people spend more on going out than food...
I find it more amusing that "going out" isn't usually included under the catagory "luxuries", but as a catagory of its own.
£60 food (for 2 people)
£15 bus fare
£7.50 phone contract