Budgets. What is yours and why is mine so high? Watch

Celifein
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#61
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#61
I can't be arsed retyping what I put in the other thread and if I copy and paste it I'm going to feel like a spammer. So, short version:

Per week:
£15-20 on food;
£5-15 on entertainment;
£5 on laundry;
£2.50 on mobile.

I have one of those top up packages on my phone. If I top up by £10 a month, I get 300 free texts and 1MB on the phone internet thing, plus I still have the £10 to spend on calls/downloading useless ****. I get more free texts if I top up by more (400 for £15, 500 for £20, I think--never needed more so I can't really remember).

I have a stash of toiletries, cleaning products and stationery that'll last me at least the first term, but it's only going to add about £5 a week to my budget when the stash runs out.

My biggest cost is debt repayments, which are going to be covered by my overdraft until I can pay it off (which should be by the end of the academic year).
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Celifein
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#62
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(Original post by maze.e)
Ive been going through this thread and seems like people have really great budgeting tactics and wondered if someone could make a thread giving advice on food budgeting? Seem really helpful.
It's easier just to direct everyone to moneysavingexpert.com. There's a whole forum dedicated to helping people get their costs down.
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WelshBluebird
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#63
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#63
Starting my first year in september, so dunno if this will actually work, but this is what I've roughly budgeted per week.

Rent - £78
Food - £25-30
Going out - £25 max (I don't drink that much, and so I should be under this really)
Car - around £15 (petrol and parking - assuming I get a car before I go I'll be driving to cardiff around twice a month for the football).
Mobile phone - about £6 (£25 a month)

Plus toiletries, books, laundry etc. So your talking around £160 a week I would think, plus some for things like gigs, emergencies, or unexpected stuff. As long as I get a part time job I shouldn't have to touch my overdraft (my loans, grants and bursaries come to £5400, so I only need £600 more).
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FireDeuce
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#64
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#64
(Original post by cpj1987)
I don't have a specific budget, but spend around £25 on food a month, and spend money occasionally on treats. Lived on much less in the past. Yours is so high because of the amount on going out, and the fact that you smoke; but if it's within what you can afford it's nothing to worry about.
:eek3: How on earth do you do that?!?
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cpj1987
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#65
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(Original post by FireDeuce)
:eek3: How on earth do you do that?!?
I've broken it down somewhere in this thread, and explained how I only eat one meal per day and snack on cereal.
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hazzypants
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#66
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#66
(Original post by natalie101988)
Hey. Was jus wondering what other peoples budgets were and if you could break them down for me! And why is mine so high!
Food- 25
phone- 15
going out- 40
store card- 5
cigarettes- 20
misc- 25

is it too much on going out?

I have overbudgeted slightly, jus to make sure!
thanks
If this is for a week, why is phone so high?? Can't you just have a contract opn like £5 a week instead (£25 a month)
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22198doyle
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#67
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#67
(Original post by Sophie*Lou)
I haven't even thought about working mine out. I'm so disorganised. But just found out that my dad is going to be exceptionally nice to me and pay my tuition fees (£3145), acommodation (£3800) and give me £1000 a term as well as my student loan. I love my daddy sometimes.
Spoilt Biatch, get a job!
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FireDeuce
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#68
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(Original post by cpj1987)
I've broken it down somewhere in this thread, and explained how I only eat one meal per day and snack on cereal.
Oh. Health > Money, every time.
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cpj1987
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#69
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(Original post by FireDeuce)
Oh. Health > Money, every time.
Never said I wasn't healthy. It's not healthy food, but I'm healthy at the moment. If I ever wasn't, I'd change my eating habits.
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ccharlyy
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#70
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#70
(Original post by 22198doyle)
Spoilt Biatch, get a job!
My dad pays for my accommodation for me as well.... AND I have a job! I can afford to pay for it myself but my dad insists!

Don't call people names when you don't know the individual circumstances!
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faber niger
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(Original post by cpj1987)
Never said I wasn't healthy. It's not healthy food, but I'm healthy at the moment. If I ever wasn't, I'd change my eating habits.
To be fair, eating one meal a day isn't very healthy. But if that's what you have do, I'm not going to judge, because I'm going to have to scrimp myself.
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x=o
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#72
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#72
Food - 0
Accommodation - 0
Phone - £100
Misc- £7900
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cpj1987
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#73
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#73
(Original post by jismith1989)
To be fair, eating one meal a day isn't very healthy. But if that's what you have do, I'm not going to judge, because I'm going to have to scrimp myself.
It's not what I have to do, it's just what I do.
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faber niger
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#74
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#74
(Original post by cpj1987)
It's not what I have to do, it's just what I do.
Fair enough, live how you like!
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little.miss.purple
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#75
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#75
I havent even thought about my budget yet...maybe i should...
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GodspeedGehenna
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#76
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#76
Looking back on how much I spend on food shopping, I'll probably spend about £17 a week, leaving me with about £18 a week to spend on going out/toiletries etc.
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katrinakaif
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#77
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#77
Funny how people spend more on going out than food...
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GodspeedGehenna
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#78
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(Original post by katrinakaif)
Funny how people spend more on going out than food...
I find it more amusing that "going out" isn't usually included under the catagory "luxuries", but as a catagory of its own.
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cpj1987
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#79
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(Original post by GodspeedGehenna)
I find it more amusing that "going out" isn't usually included under the catagory "luxuries", but as a catagory of its own.
:ditto:
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dita_parlo
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#80
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#80
weekly:
£60 food (for 2 people)
£20 petrol
£30 cigarettes
£15 bus fare
£7.50 phone contract
£5 misc
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