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    (Original post by MJK91)
    First year you pay £3465, SLC loan the rest.
    2nd-4th year you pay **** all but your soul, NHS cover £3465 and SLC loan the rest.

    In terms of maintenance loan in 1st year: approx £5800 (can be slightly more or less depending on means-tested element)
    2nd-4th year, as from Notts website:



    The important part of this is that if you're normally assessed harshly on the means tested component, you WILL lose money in the 2nd-4th years. I'm going to lose about £1000 for those years, so approx £5000 for the year.
    NHS bursary can mean you get more or the same in years 2-4, i only got £100 less than on student loands but that was because of my parental income changed slightly altering it.
    It's actually a lot better than you think! I got way more than i was expecting (but still not enough to live in London YEY)
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    (Original post by lcsurfer)
    NHS bursary can mean you get more or the same in years 2-4, i only got £100 less than on student loands but that was because of my parental income changed slightly altering it.
    It's actually a lot better than you think! I got way more than i was expecting (but still not enough to live in London YEY)
    If you're losing money even with the means tested bursaries and grant, how can GEM students afford to live (let alone in London)?
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    (Original post by sampowell92)
    If you're losing money even with the means tested bursaries and grant, how can GEM students afford to live (let alone in London)?
    I work evening and night shifts at the moment to earn a fair bit, but most people saved up money from working before medical school - My cohort year on GEM was about an average age of 28 (so definitely older tha the average med school)
    Some peoples parents also help out.
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    (Original post by lcsurfer)
    I work evening and night shifts at the moment to earn a fair bit, but most people saved up money from working before medical school - My cohort year on GEM was about an average age of 28 (so definitely older tha the average med school)
    Some peoples parents also help out.
    The problem is I won't have any savings after paying that £3500 for the first year! How do you find time to work and study? Is it common for GEM students to work part time and do you think you could survive without working?
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    (Original post by lcsurfer)
    NHS bursary can mean you get more or the same in years 2-4, i only got £100 less than on student loands but that was because of my parental income changed slightly altering it.
    It's actually a lot better than you think! I got way more than i was expecting (but still not enough to live in London YEY)
    Should clarify yeah, mine is going down by a grand because my mum will be remarried from 2nd year onwards so household income will go up selfish woman....

    If your circumstances don't change I imagine you wouldn't be too much worse off.
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    I was under the impression that the NHS bursary years would leave me slightly better off compared to first year GEM.

    This is where Notts' £3,000 bursary comes in handy
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    I think I'll be better off on the NHS bursaries as well as I get the full amount. Notts might give you £3k a year but Swansea has longer term dates.
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    (Original post by M150)
    I think I'll be better off on the NHS bursaries as well as I get the full amount. Notts might give you £3k a year but Swansea has longer term dates.
    Not gonna lie still prefer Notts' shorter term dates and free money!!
    Should note, it's free money only in first year.

    Though I will envy you when you're sat on the beach having a BBQ next summer.
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    (Original post by Zorg)
    Not gonna lie still prefer Notts' shorter term dates and free money!!
    Should note, it's free money only in first year.

    Though I will envy you when you're sat on the beach having a BBQ next summer.
    Why go to a beach when you can be stabbed in The Meadows? :P
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    (Original post by MJK91)
    Why go to a beach when you can be stabbed in The Meadows? :P
    Interesting fact about studying GEM with Nottingham University?

    You spend the first 2 years in Derby, then the following two years in placements all over the county.
    I'm actually only expecting to be in Nottingham itself for a cumulative 12 months
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    (Original post by Zorg)
    Interesting fact about studying GEM with Nottingham University?

    You spend the first 2 years in Derby, then the following two years in placements all over the county.
    I'm actually only expecting to be in Nottingham itself for a cumulative 12 months
    To be fair if I had the choice between Derby and Nottingham it'd actually be Nottingham! :P Nahh I've never really been to Derby so can't comment, we're just bred in Notts to hate that place!
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    (Original post by Zorg)
    Not gonna lie still prefer Notts' shorter term dates and free money!!
    Should note, it's free money only in first year.

    Though I will envy you when you're sat on the beach having a BBQ next summer.
    Yeah but still the same amount to learn so I think I prefer the more structured approach. I do love the beach but I think a BBQ might be a bit optimistic considering it's Wales.

    I have bought myself a new set of waterproofs for the start of term. Plus we start sooner than you
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    (Original post by sampowell92)
    The problem is I won't have any savings after paying that £3500 for the first year! How do you find time to work and study? Is it common for GEM students to work part time and do you think you could survive without working?
    I worked weekends during term time and also during holidays/night shifts. I've had a job since I was 14 so I just had to so I could live haha.
    This year as where I am we did all the preclinical in 9 months (2 years in 1) and this year we are just with the normal cohorts so i work ad-hoc night shifts sometimes unto 24 hours a week
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    (Original post by M150)
    Yeah but still the same amount to learn so I think I prefer the more structured approach. I do love the beach but I think a BBQ might be a bit optimistic considering it's Wales.

    I have bought myself a new set of waterproofs for the start of term. Plus we start sooner than you
    Much prefer learning my way, at my pace. I'm awful at didactic learning these days.
    We only start a week after you but I think our easter and summer vacation is longer than yours.

    Just two different approaches, I'd rather the less contact time. Just let's you get on with learning. Equally I can appreciate the other mindset.

    I so want to go shopping for the start of term but I can't spend much more money if I'm to stay in budget
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    (Original post by sampowell92)
    The problem is I won't have any savings after paying that £3500 for the first year! How do you find time to work and study? Is it common for GEM students to work part time and do you think you could survive without working?
    On top of lcsurfer's comments, I didn't apply for 2014 entry just because I couldn't have afforded to go. I've spent an additional year working and saving to help me fund it. I get 6.5k loan in my first year and I'm expecting just about 7k a year for the NHS funded years when I'll get the maximum amounts.

    I've swapped my graduate natwest bank account back to a student account and that has just made my overdraft interest free (£2k). I can also claim back a chunk of the tax and student loans I've paid so far this year from April as my total yearly income will be lower. I'm not planning to work in my first year because of this (for every £1 I earn, I would probably have been able to reclaim 29p if I hadn't worked) but that's because I've gone a little bit overtime mad so far this tax year.
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    (Original post by M150)
    On top of lcsurfer's comments, I didn't apply for 2014 entry just because I couldn't have afforded to go. I've spent an additional year working and saving to help me fund it. I get 6.5k loan in my first year and I'm expecting just about 7k a year for the NHS funded years when I'll get the maximum amounts.

    I've swapped my graduate natwest bank account back to a student account and that has just made my overdraft interest free (£2k). I can also claim back a chunk of the tax and student loans I've paid so far this year from April as my total yearly income will be lower. I'm not planning to work in my first year because of this (for every £1 I earn, I would probably have been able to reclaim 29p if I hadn't worked) but that's because I've gone a little bit overtime mad so far this tax year.
    Is 6.5k a loan for the year not enough? That's roughly what i was getting at undergrad and it was enough to live relatively comfortably
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    (Original post by sampowell92)
    Is 6.5k a loan for the year not enough? That's roughly what i was getting at undergrad and it was enough to live relatively comfortably
    Average house rental seems to be around £320 inc bills, so after that you have about £220 a month to pay for food/socialising/societies/travel. Soon adds up but it's doable definitely. The hardest thing is that you're normally around for 12 months a year rather than just 9 as in undergraduate, where most (but not all) people **** off home again during the holidays :P
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    (Original post by sampowell92)
    Is 6.5k a loan for the year not enough? That's roughly what i was getting at undergrad and it was enough to live relatively comfortably
    It should probably be ok in terms of money to live on but I would have struggled to get the £3.5k had I not spent the extra time working, I ended up being really lucky at work for the past few months so I've managed to grab loads of overtime. I also had to pay off all of my debt from my MSc before I could afford medicine which was high as I self funded using a PCDL. If it had just been a case of have £6.5k to live on it would have been fine.

    Having spent the extra time working though I now have more savings which should help as a buffer. I'm renting a flat outside Swansea so I'll also have commuting costs on top of rent during my first year which won't affect most people. I also have to keep my car on the road so extra costs there.
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    lcsurfer, I would hate to be working 25 hours alongside KCL's preclins. From what I gather they really pack it in. Props to you

    (Original post by sampowell92)
    Is 6.5k a loan for the year not enough? That's roughly what i was getting at undergrad and it was enough to live relatively comfortably
    (Original post by MJK91)
    Average house rental seems to be around £320 inc bills, so after that you have about £220 a month to pay for food/socialising/societies/travel. Soon adds up but it's doable definitely. The hardest thing is that you're normally around for 12 months a year rather than just 9 as in undergraduate, where most (but not all) people **** off home again during the holidays :P
    Rental costs differ greatly depending on where you live and study. Ignoring London and the extra allowance, rental costs in Oxford are approximately £450pcm - £500pcm, Bristol is ~£400pcm and Derby, and similarly Swansea, is £250pcm - £300pcm.
    That alone can make a huge difference to your budget. Whilst I was studying in Bristol and London, I had to work there was no other way around it. Now, where I'm going is cheaper and I've saved up for a contingency plan. For the first time since GCSEs, I won't be working and studying concurrently. Something I'm very pleased about.

    One thing which I know I will struggle with is the readjustment to student life. No more outings for lunch/dinner everyday. No more classy food and drinks, unless it's bought on Groupon 4 months in advance or MSE post up an epic voucher. But that's fine, because when I'm a **** hot doc, I'll be scrawling with a Montblanc and ballin with a Breitling :rofl:
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    Hey,

    I'm sitting my UKCAT in 49 days, currently practicing a lot but timing is a massive issue, and even with longer, I'm still getting questions wrong!!

    For the DA, wight he questions that provide the english statement first and you have to choose the most appropriate coded answer, does anyone have any suggestions on how to tackle that? Are people working out each code and matching it to the statement, or making their own code from the statement and comparing?

    Does anyone have any good resources for QA too? Been looking at gcse bitesize and it's a bit naff.

    Cheers

    Rich
 
 
 
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