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Original post by AndyBoughton
Luckily I will be on as much as I want really within reason as parents are paying all my tuition fees, accommodation costs and living expenses:smile:

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You lucky **** I'm guessing your parents are loaded! My parents would expect me to fend for myself and go find my a part time job when there are no jobs and who wants a job anyway when there's the whole univeristy thing to worry about !
Original post by Victoriapownall
You lucky **** I'm guessing your parents are loaded! My parents would expect me to fend for myself and go find my a part time job when there are no jobs and who wants a job anyway when there's the whole univeristy thing to worry about !


Yeah my dad gets paid a decent salary so its quite nice as well not gonna be having any debt when i come out:smile: means I can also enjoy it hopefully

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Original post by Rascacielos
I live off about £45 per week. Southampton is a damned expensive city.


Not compared to London! my little brother goes to southampton and he's forever rubbing it in my face how much cheaper everyting is. His rent is LITERALLY half of mine and his place is just as nice, drinks seem to be stupidly cheap- singles in london start from £3.50ish up to as much as £9 in some places! and don't even get me started on transport :angry:

i do love it here but sometimes when I stop and add up how much I've spent on rent and transport in my 3 years I get a litle woozy.
Okay so I did a proper budget breakdown


Income = At least £8500 (to be confirmed at a later date)
Rent in the first year = £3640
The rest = £4860

The terrible "rest"

Food = I'd say £30 a week - £1170 a year

Travel = Pretty cheap as I'll be taking a bike, roughly £30 to come to London and back every couple months with a railcard. = £120 a year

Socialising, The Biggie = Thankfully drinks and nights out in Brighton are quite cheap, I've seen a few spots with £1.50 singles and £3 pints, could be much worse. Say I go out 2 weekends in a month and spend £25 each time = £50 a month, £1950 a year

Total = £3240

So £4860 - £3240 = £1620 of so far "disposable" money, or £41 per week that isn't for food, travel or socialising.

EDIT - I haven't added the ever-important "booze-around-the-house" money into my food budget :rolleyes: I'll do some research!
(edited 10 years ago)
Reply 104
Original post by Victoriapownall
I shouldn't say this but I'm glad my mum doesn't work and my dad has a low paid job as atleast it means I'm not going to have worry to much about finance for uni ! :smile:


I'm in the same position but I don't seem to be having a 'great' deal of money! Just over £7000 loan&grant, £5000 on accommodation, £45 a week I'll be living off, but then from that I need to find money to travel home!
How has yours worked out that you don't have to worry about it?
Are you getting some from your uni?
Reply 105
I'll be living off between £40 and £75 a week depending on if I get this extra bursary but my accommodation is gunna be like £120 a week(expensive I know). Currently live at home off £70 without food costs and manage to go out like twice a week and get clothes and snacks and stuff. You can get a weeks food for £30 easily not including alcohol, just gotta shop smart. Volunteer to do your household shopping so you can be prepared.
I'll be on about £175pw

That's because i get full grants and loans (£7200?), plus a £3000 bursary/rent waiver, and i've applied for the cheapest accommodation (£85 per week)

obviously i'm going to save the majority of that, will be particularly useful as my course requires a year in america in year 3, so i can save for that...does mean i don't have to rely on my parents though which is great!
Original post by rubycharlotte
I'll be on about £175pw

That's because i get full grants and loans (£7200?), plus a £3000 bursary/rent waiver, and i've applied for the cheapest accommodation (£85 per week)

obviously i'm going to save the majority of that, will be particularly useful as my course requires a year in america in year 3, so i can save for that...does mean i don't have to rely on my parents though which is great!


American Studies? Might I ask where? (slightly off topic, I know :tongue:)
Yeah Haha :smile: sussex if i get the grades

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Original post by rubycharlotte
Yeah Haha :smile: sussex if i get the grades

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I thought so :yep: The £85 accommodation made me think of East Slope :biggrin: I'm doing a joint honours with English and applied for Brighthelm since the rent waiver brings it down to £75 p/w :awesome:

The rest of us applicants are in here :biggrin:
Ah yeah brighthelm looks really nice, yeah my accommodation is brought down to around £35pw due to the rent waiver, :biggrin: woo go sussex!

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Original post by Rascacielos
That's pretty impressive. I was proud of myself for getting by on £30 per week for food!

What sort of meals do you have?


Breakfast is either a bowl of Special K (got 10kg past its best before online for £10) or toast with lemon curd. Lunch is a toast sandwich (as in slice of toast for the filling and a bit of salt) or lemon curd sandwich if I won't be at home to eat it as I imagine it won't be nice with toast that was done hours ago. Tea has more options as I can make meals from sausages, pasta/spaghetti, rice, passata, chips/potatoes/roasties/mash, chicken/tomato soup, bread/toast, beans/peas/mushy and gravy. It's very rare I have pudding but I do get tins of rice pudding and custard powder to make bananas & custard. Then for snacks I get the cheap biscuits, though again I've found since I started buying my own food I didn't feel like snacking as much. For drinks I mainly have squash but also drink coke and lemonade relatively often. I also get hot chocolate powder but it's rare that I fancy a hot drink. I don't know if tea, coffee, butter or cheese are expensive but I don't buy any of these as I don't like them.

Before I moved away to uni I tended to go for cereal/toast for every breakfast, the same chicken or ham sandwich every lunch and the same 4 or 5 meals every evening so it's no different really just different meals I'm going for. I normally get funny looks for the toast sandwich idea but it's cheaper than any normal sandwich filler and I like them so much I continue eating them when I go home in the holidays instead of meat. I think it's the different texture and added salt, I normally compare them to crisp sandwiches though they obviously aren't the same. The free stuff adds a bit of variety too. Currently I have flapjack, toffee apple, a mix of berries and half a fajita spice mix packet I've been using with rice that was all free and I've got a voucher to use tomorrow for free Weetabix biscuits.
Student finance is simply not enough to live on
Reply 113
Im in 2nd yeah and live on currently £15ish a week, I started first year with £1500 in the bank but now am on -£1200! The perks of having minimum loan, no parental support, and pricey accommodation! Going to have to do quite a few shifts in the summer else I wont be able to live with mates :frown: Thing is I can always find work in summer at home, just none while at uni!
Reply 114
Well the maintenance loan doesn't even cover accommodation, and I'm not entitled to anything other than minimum loan and no grants... so I don't even know :'( -- The rest of you sound like you're living the life. I guess I could just ask for more of a loan on student finance


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Reply 115
Average of £50p/w, but I smoke so much less. Plus I always spend my money on stuff I don't need.
Reply 116
Full grants and loans means that after rent i had around £96 per week. I've only really spent a maximum of around £75 per week however and the excess has funded a new desktop and mobile phone.

Next year will be around the same depending how cheap i can get accommodation (always cheaper come September) however i'm wanting a large shopping trip to celebrate a hopeful godly body (currently fat) and then next summer i want to work in Hawaii but will need around £1500 first (Bunac so need to pay, buy passport, sort job, have £600 in account, sort rent and flights). I should also get a bursary next year and may work part time.
Reply 117
I'm getting the entire student finance loan but Bristol's got super pricey accommodation of over 5k a year. I'm left with about £50 a week which is plenty, and if I get a bursary from the uni, which I'm entitled to, I'll have £150 a week which is more than I'll know what to do with to be honest!
£50 per week without accommodation and bills, so like £20 on food and £30 on everything else. It's not so bad to be honest.
Reply 119
Original post by lucyab
Il have about 7024 (estimate from a calculator) a year. My course is 44 weeks a year and when I move out I'm not coming home, so I've had to calculate mine by 52 weeks not 44.
Rent and household bills will be around 80pw.
Total around 135 - 80 = 55pw to live off not including a job.
However I have a car to run (tax, MOT, service, petrol, things that go wrong like popping my bloody tyres), a phone bill (26pm) and a bank account fee (13pm) which includes gadget/phone insurace, travel insurance, breakdown cover and other things. So I have a part time job sorted for when I move there. I'm transferring to another McD's, yippee :frown:. Il get around 50pw from that = 2400 a year. Phone -360, bank account -156 = 1884 left a year, which will be for petrol and all the other car expenses.

I'm keepin my uni money in my student Halifax account which will be to live off, and my wage in my normal current account which I won't carry the card around for unless I need petrol. That way I can stick to my budget and my wage is non-uni things. Not for going out!
Hopefully I should be ok! I'm already buying things now though. Like salt, tea bags, chilli sauce. So I have a few things for when I'm not skint :smile: I also saw in tesco today an absolutely huge potato like sack full of rice for 3 pound!!!


Im transferring mcds store! Where do you work and are u crew member or trainer?

Im currently in the middle of sorting everything out :smile:


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