I am a muslim student, from a low middle class family in birmingham.I am studying my second year at University and have managed to complete my first year without having to take a loan. (alhamdulillah)
Before starting uni I was 100% committed to not taking the loan, I wanted to go university but if I was not going to be able to fund it without taking a loan I was going to look to do something else, knowing the whole time my sacrifice would pay off. As the time for university got closer my elder brother managed to secure a well paid job and offered to help pay for my tuition fees. So now what we do is I put all of my 3k grant towards it and my brother puts in the remaining money.
Granted as of now money is not something of great abundance in our household, Despite that I feel this is the best decision I have ever made, I feel there will be more blessing in my degree and I have not signed away my akhira for the dunya. Alhamdulillah I am being given the best of both worlds.
This is my story so I thought I'd share it to give my muslim brothers and sisters some insight as to how a muslim student without a lot of money managed to avoid interest. Also I would like to stress the fact that interest is a really major sin so please do not consider it an option, do not sign away your akhirah for worldly satisfaction.
Avoid interest for the sake and pleasure of Allah and regardless of what hardship and difficulty you have to endure as a consequence of that decision the results in the end will be more than worth it.