Natwest Adapt account and turning 18

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aeonflux
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#1
Report Thread starter 11 years ago
#1
I currently have a natwest Adapt account which I've had since I was 11, but will be turning 18 in a couple of months. I assume this means that they will change my account to another type, but I can't find any info anywhere on the website. Does anyone know what they do with adapt accounts when you turn 18?

Cheers.
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hypocriticaljap
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#2
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Item 3.3 in the terms and conditions of the adapt account says

When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
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miz_perfecto
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#3
i have this account it still hasnt changed and i turned 18 in march...........
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aeonflux
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(Original post by hypocriticaljap)
Item 3.3 in the terms and conditions of the adapt account says

When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
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HarrietFR
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#5
Report 9 years ago
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I have this account too and turned 18 nearly a month ago (they haven't done anything yet). Did you have to ask them to upgrade it or did they eventually get round to doing it automatically?
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pixelweb
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#6
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I turned 18 in April, and got a letter through yesterday saying that they're changing my account on the 27th January to a Select account, so it seems they do it automatically!
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Origami Bullets
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Mine stayed the same for absolutely ages - in fact, I'm not really even aware that it changed until I got a student account, 21 months after I turned 18.

However, they did swap my Solo card to a Visa Debit card.
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Ite?
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Nothing immediately happened when I turned 18.

But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
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iPhone
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(Original post by Ite?)
Nothing immediately happened when I turned 18.

But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
Its happened to everyone.
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ChazSingh
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#10
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#10
They didn't change mine from Adapt to Current until I went in to withdraw money (only had £1.50 in my bank, wanted a drink LOL). I was told I had to upgrade it to Current, as I was too old for an Adapt now
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Adzha
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#11
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(Original post by Ite?)
Nothing immediately happened when I turned 18.

But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
I have the same but can see no 'upgrade' in the move to a Select account - the only difference is loss of 1% interest.

Has anyone found a benefit or tried ringing Natwest to keep the interest?
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helenamm92
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#12
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I changed mine to a student account and got a free railcard and student card. Presumably this only works if you go into further education though
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924103
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#13
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#13
I just applied for an adapt account but I came home realizing that I've given the wrong phone number (my old number by accident), does anyone know how to change this number.

And I want to make a new email as well so does anyone know how to change your email address with natwest?

Could it be done online?
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liv_1996
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#14
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#14
if we do change to an adapt account would we get a new card?
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Asolare
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#15
Report 5 years ago
#15
You have to be under 18 bear in mind to switch to an adapt account? And yes, you would gt a new card.
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