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Natwest Adapt account and turning 18
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I currently have a natwest Adapt account which I've had since I was 11, but will be turning 18 in a couple of months. I assume this means that they will change my account to another type, but I can't find any info anywhere on the website. Does anyone know what they do with adapt accounts when you turn 18?
Cheers.
Cheers.
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#2
Item 3.3 in the terms and conditions of the adapt account says
When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
2
(Original post by hypocriticaljap)
Item 3.3 in the terms and conditions of the adapt account says
When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
Item 3.3 in the terms and conditions of the adapt account says
When you reach 18 years we may change your account to a Step
Account or a Current Plus Account or a Student Account or another
account . We will notify you personally at least 30 days before we
do this at which time we will provide you with up to date copies
of Personal and Private Banking – Terms and Conditions and
Personal and Private Banking – A Guide to Fees and Interest.
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#5
I have this account too and turned 18 nearly a month ago (they haven't done anything yet). Did you have to ask them to upgrade it or did they eventually get round to doing it automatically?
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#6
I turned 18 in April, and got a letter through yesterday saying that they're changing my account on the 27th January to a Select account, so it seems they do it automatically!
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#7
Mine stayed the same for absolutely ages - in fact, I'm not really even aware that it changed until I got a student account, 21 months after I turned 18.
However, they did swap my Solo card to a Visa Debit card.
However, they did swap my Solo card to a Visa Debit card.
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#8
Nothing immediately happened when I turned 18.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
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#9
(Original post by Ite?)
Nothing immediately happened when I turned 18.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
Nothing immediately happened when I turned 18.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
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#10
They didn't change mine from Adapt to Current until I went in to withdraw money (only had £1.50 in my bank, wanted a drink LOL). I was told I had to upgrade it to Current, as I was too old for an Adapt now 
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#11
(Original post by Ite?)
Nothing immediately happened when I turned 18.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
Nothing immediately happened when I turned 18.
But I have just been told it will change to a Select account in February, so maybe that has something to do with being over 18, even if my 18th birthday was a reasonably long time ago.
Has anyone found a benefit or tried ringing Natwest to keep the interest?
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#12
I changed mine to a student account and got a free railcard and student card. Presumably this only works if you go into further education though 
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#13
I just applied for an adapt account but I came home realizing that I've given the wrong phone number (my old number by accident), does anyone know how to change this number.
And I want to make a new email as well so does anyone know how to change your email address with natwest?
Could it be done online?
And I want to make a new email as well so does anyone know how to change your email address with natwest?
Could it be done online?
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#15
You have to be under 18 bear in mind to switch to an adapt account? And yes, you would gt a new card.
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