Does anyone know of any student accounts for people with bad credit?? Watch

bex1986
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#1
Report Thread starter 9 years ago
#1
I'm having a lot of trouble finding a bank that will let me have a student account because i have a bad credit history. Just wondering if anyone is in a similar situation or whether anyone knows of any banks that will accept people with a less than perfect credit score.
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tigermoth99
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#2
Report 9 years ago
#2
Have you tried Natwest?

My credit history isn't the best and I still managed to open a student account with them
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bex1986
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#3
Report Thread starter 9 years ago
#3
I have just tried an online application and it was refused . I really wanted that one as well for the rail card! I think i'm better off making an appointment and going in and speaking to someone about it and getting down on my knees and begging if they say no lol
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tigermoth99
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#4
Report 9 years ago
#4
That's a good idea. Talk to a student advisor in a branch and explain your situation. If you have a student loan/grant coming in, you should be able to open an account.

Good luck with it
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gamer91
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#5
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there is a reason natwest, now really is national westminster bank, and it seems they dont seem very keen to change their old ways, go into a branch and see what they say.
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sandettielightvessel
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#6
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Yes, go to the branch - although the credit checking itself may be a very "computer-says-no" process, the staff may be able to suggest other things. Many banks offer basic accounts for people with bad credit histories - obviously there's no overdraft facility, but it gives basic banking facilities.
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Alex the Lad
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#7
Report 9 years ago
#7
I've got a Student Account with Natwest with despite a poor credit history. Best advice is to go in and talk to an adviser. However if they still refuse to give you a student account then open a basic STEP account and then perhaps after a few months you could ask to be upgraded to a student account. My experience suggests that once you are a customer with Natwest they look more favourably on you in terms of credit scoring.
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