Use VISA card without PIN? Watch

GGecko
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#1
Report Thread starter 9 years ago
#1
Hi there,

Mum wants to go out and buy something on her VISA, however she doesn't have the pin, can she still use it by them just swiping it instore? She has all personal details if required, proof of address etc.


Cheers
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ASCIIcipher
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Report 9 years ago
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(Original post by GGecko)
Hi there,

Mum wants to go out and buy something on her VISA, however she doesn't have the pin, can she still use it by them just swiping it instore? She has all personal details if required, proof of address etc.


Cheers
Not 100% sure but I don't think so

The only time in the last year I have been able to sign for anything is when their machine didn't work properly

I was in a shop last month and did not have my PIN number and asked if I could sign and they said no.
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GGecko
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Fair play, so for something of around the £400 mark, it wouldn't be allowed? It is a major retail store.
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hypocriticaljap
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no chance!!!
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GGecko
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#5
Report Thread starter 9 years ago
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Aaah, thought so. No problems, thanks for the help.
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JacksterD
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#6
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You can't use the magnetic stripe for anything unless the card reader is unable to read your card's chip. The reason is if fraud is committed with a debit card and chip and pin is used then the banks pay for it, but if the magnetic stripe is used then it's the shop that has to pay to cover it.
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sandettielightvessel
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No. If she requires to draw cash, this can be done at a counter in the bank.
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