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    Any advice peeps? Is this common? Advisable?
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    Don't know about whether it's common but I wouldn't advise it - by all means take out as many student accounts as you want, but I would only take an overdraft on one of them. The value of and how you operate the overdraft will be reported to credit reference agencies, so the other banks at which you have accounts will be able to find out if you have overdrafts elsewhere - if the terms and conditions of the accounts that you sign up for prohibit you from taking accounts/overdrafts elsewhere, then you could be in trouble.
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    It is possible, but only if you check the terms and conditions. I have 2! If you do have more than one then you must use both accounts. It doesn't matter how much you deposit in the 2nd account, as long as you deposit money regularly. I only put my lose change and any small cheques I get into mine. But if you don't use it they get suspicious.

    They won't do credit checks apart from when you apply, so apply for them all at the same time (and any extra bits like credit cards from that account etc).

    If you do take mulitple overdrafts, then shove the extras into a high interest account and don't touch them! If you pay tax (basically if you're gonna be working and earning lots of money) then you'd be better off with an ISA. Or if you're planning on leaving the money there for a long til (til after you started working and earning over the tax limit) you'd also be better off with an ISA. Otherwise, since most students don't earn that much you can fill in a form to not pay tax on the interest anyway, and most high interest accounts earn more than ISAs
 
 
 
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