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    Hi,

    Im currently studying an access course part-time and have applied for uni to start in Sept 2010, to do Social Work at either Teesside, Northumbria or Sunderland.

    Im a mature student (22) and so not really that clued up about uni and all the loans etc involved.

    Im undecided as to whether I will live at home or in halls, does this affect the amount of money I will recieve? And do I get a grant and a loan? Is there anywhere I can find out approx. how much?

    If someone could explain all this to me it'd be great, thankyou
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    http://www.direct.gov.uk/en/Educatio...ance/index.htm
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    From what I understand, you may get a grant if you do means-tested (i.e. they take into account what your parents earn), and your household income is low enough for them to decide you need extra financial help - it's not guaranteed. You can apply for two loans: a tuition fee loan, to pay your fees, and a maintenance loan, to live (i.e., food, rent, entertainment etc). The amount of your maintenance loan depends on what city you're going to (London gets more).

    Edit: not sure if what I said about a grant was correct, so please someone feel free to correct me if you know
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    (Original post by punkyrocker)
    From what I understand, you may get a grant if you do means-tested (i.e. they take into account what your parents earn), and your household income is low enough for them to decide you need extra financial help - it's not guaranteed. You can apply for two loans: a tuition fee loan, to pay your fees, and a maintenance loan, to live (i.e., food, rent, entertainment etc). The amount of your maintenance loan depends on what city you're going to (London gets more).

    Edit: not sure if what I said about a grant was correct, so please someone feel free to correct me if you know

    what you said about grant is correct
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    loan rates here
    http://www.direct.gov.uk/en/Educatio...time/DG_171542

    grant rates here
    http://www.direct.gov.uk/en/Educatio...time/DG_174046



    Working out entitlement is not as simple as adding the loan rate to the grant rate. If you get a grant your loan is reduced by about 50% of the grant you get. If you get a grant you will also be considered by your university for a further bursary grant.
 
 
 
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