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    Well the latest student loan installment came through on Monday and while visiting the bank to get my statement, I was warned that it wasn't safe to have a large amount in my current account. I wasn't earning any interest on it either apparently.

    They did offer to talk about savings options but I was hoping to look around first before going back.

    I have a regular HSBC bank account but am looking to move some money into a savings account to hopefully accculumate interest while I'm not using the money.

    Does anybody have any tips or suggestions on savings accounts or just generally on what I should be looking out for?

    @aeonflux: I don't need it straight away, up to 3 years is fine.

    The first thing you need to think about is whether you need access to the money or whether you can tie it up for a period of time.

    The best rates are generally the ones that limit your access to your money - fixed term bonds, regular saver accounts etc. If you need to be able to withdraw money at short notice you'll need to be looking at easy access accounts.
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