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    natwest overdraft for first year is something like 1250.

    first term 500, then increased to 1000, then 1250
    (or at least thats how i understood it)

    now i know that we need to apply for the overdraft again for our second year etc. but should it have automatically increased to 1000 by now? or do i have to go into the bank and ask them to increase it now
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    You need to ask them to increase it for you.
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    Dont like that bank since they stopped my overdraft without correctly contacting me (ie ringing me on the only number i gave them... my email.. or address which i was registered at to get mail)... then demanding payment... giving me bad credit score
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    They are within their rights to remove your overdraft at any point they like. Such is life.
 
 
 
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