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Views on Quinn-Direct Car Insurance? watch

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    Yea..
    They seem too good to be true lol..
    I'm getting quotes by them at around £2.2k then the next cheapest is around the £5k mark.

    ?
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    They seem to be good for learners as I believe that's what they specialise in.
    But after you pass your test your premium will rocket. At least mine did.

    Although the sexy Irish accent of the woman on the phone made it hard to leave them.
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    I'm with Quinn, gave me the cheapest quote. My bet is if something happens they wont be very helpful but meh.
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    I'm also with Quinn was the cheapest quote by a lot, but it's only third party and no extras.
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    I'm an annoyed quinn policy holder to be honnest. Their service is good, I just was not a fan of how much my premium went up when I eventually passed, it doubled!! But still with my year no claims and fully comp, they're still the cheapest around
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    Yea... there seems to be apattery emerging lol
    Let me just get this sorted out and straight:

    If I add myself as a Named Driver I am insured? I'm finding it hard to believe it's that cheap ;S
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    (Original post by War)
    Yea... there seems to be apattery emerging lol
    Let me just get this sorted out and straight:

    If I add myself as a Named Driver I am insured? I'm finding it hard to believe it's that cheap ;S

    Only if you're not the main driver. If you're the main driver but only insured as a named driver it's fronting and, if you have an accident and it's suspected that you're fronting, your policy will be voided - the insurance company don't even have to be able to prove you're fronting, just the suspicion is enough.

    Out of interest, what are you trying to get insured on?
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    I used to be with Quinn, then when I rang them to say I had passed my test. Well thats and extra £250 on top of the £700 I was paying. So when do More Than and did me £500, for third party, fire and theft on a Renault Clio
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    I do, however, like how you think £2.2k is cheap.
    I think my £900 a year is ridiculously bloody expensive.
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    I pay £504 with Quinn on my provisional fully comp, including windscreen cover and legal protection - thats for me and mum and dad insured.

    it'll go up to £1022 when i pass but thats still mighty cheap.

    Bearing in mind Quinn policies include breakdown cover

    they're also willing to insure other people - my mates borrowing my car for a week and it's only going to cost £45 to get him added to the policy for a week.

    no complaints here
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    £2.2-£5k? What are you driving, a rocket!? :eek:

    My insurance when I first passed was £682 with Directline (admittedly I'm female and drive a naff car).
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    (Original post by xmarilynx)
    £2.2-£5k? What are you driving, a rocket!? :eek:

    My insurance when I first passed was £682 with Directline (admittedly I'm female and drive a naff car).
    You wouldn't trust Direct Line with anything more than a naff car in fairness.

    terrible insurers
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    (Original post by The_Goose)
    You wouldn't trust Direct Line with anything more than a naff car in fairness.

    terrible insurers
    Why, what's wrong with them?
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    (Original post by xmarilynx)
    Why, what's wrong with them?

    If anything happens to your car they'll only repair it through they're own centres - whereas most insurers allow you to get it sorted at a garage of your choice (within reason) and then you put in a claim

    My Dad was really unhappy with the repair they did on his old car - said he's never insure with them again - they'd done a really shoddy job
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    (Original post by The_Goose)
    If anything happens to your car they'll only repair it through they're own centres - whereas most insurers allow you to get it sorted at a garage of your choice (within reason) and then you put in a claim

    My Dad was really unhappy with the repair they did on his old car - said he's never insure with them again - they'd done a really shoddy job
    Ah right I see. I'm only Third Party, Fire and Theft anyway though!
    Sorry about your dad's car, if I can ever afford anything decent I'll be sure to insure elsewhere!
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    (Original post by The_Goose)
    If anything happens to your car they'll only repair it through they're own centres
    Wrong, you dont have to use their repair centres.

    Edit: Straight from the horses mouth.
    http://www.directline.com/motor/claim01.htm#q4
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    (Original post by xmarilynx)
    £2.2-£5k? What are you driving, a rocket!? :eek:

    My insurance when I first passed was £682 with Directline (admittedly I'm female and drive a naff car).
    Protip: Grow testicles overnight and your insurance premium will go up by double or more.

    Women have more minor accidents (the sort that are likely to be below excess and not claimed on) whereas men have more write-offs :p:

    On my first car - a 1.4 petrol civic - I was quoted £2600 fully comp, double what the car was worth, I was then quoted £1650 third party fire and theft, and on the basis that I would be forced to write off my car in order to make up the difference in premium I did that instead
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    (Original post by Lapis lazuli)
    Wrong, you dont have to use their repair centres.
    Depends how **** your insurers are. I've never crashed anything so I don't have experience of it but someone rear-ended my dad's classic audi and we had a battle to get the insurers to send it somewhere capable of doing a decent job on a car like that.
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    (Original post by TShadow383)
    Depends how **** your insurers are. I've never crashed anything so I don't have experience of it but someone rear-ended my dad's classic audi and we had a battle to get the insurers to send it somewhere capable of doing a decent job on a car like that.
    These are the things that you can very easily check before buying a policy, a lot of the insurers will answer these questions on their own websites.
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    I was with Quinns; 1000 quid they said they would charge for the year; i then passed my test 11 weeks later and they asked for 4000 quid more for the rest of the year. Im now with tesco which is 1000; but im under my mums name.
 
 
 
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