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Car insurance: just passed, male, 17 watch

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    Hi, am just shopping around for car insurance and it doesn't look like I am going to be able to get a car because insurance is just too high. I keep getting quoted thousands of pounds. Am I doing something wrong? Even with my grandad as the policy holder and me a named driver, the cheapest is still 2300 on a 1.3 fiesta third party fire and theft. I live in a medium sized town in Essex and will be parking on a driveway. Est miles 5000 per year.

    Am I doing something wrong?! Would really appreciated any males who got car insurance when they was in my position posting what they were paying. Thanks!
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    Get a quote from city insurance group.
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    Who are you getting quotes from?!
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    When i was looking Quinn directs was always way cheaper than the other. Quinn was normall £1000 when all the other were £2000 and upwards.
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    Don't bother with crappy search engines like gocompare and moneysupermarket. Speak directly to insurers like Churchill and Direct Line and see what they say. If they are still very expensive, it may be worth getting a quote from an insurer that specialises in high risk insurance, eg. Adrian Flux or Quinn.
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    I thought you have to be least 18 to start driving.
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    Thanks for the replies. Ok, I will try a couple of companies people pointed out and will give the search things a miss in the future. Thanks, hopefully this will help
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    (Original post by LaughingBro)
    I thought you have to be least 18 to start driving.
    No, 17 is the age. 16 if your disabled.
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    do your pass plus mate and quinn can save you up to 30%
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    Yeah seriously, even the insurance companies themselves give you dodgy quotes online. It's best just to ring them and speak directly.
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    I have a 1.25 16v Fiesta (Mk5). With my Dad as the policy holder and me as a named drive it is £350 (Provisional) rising to £850 when I pass. Try Quinn, and the Admiral group.
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    Try the-cooperative insurance mate. They never come up on any comparison websites and when your 19 you start building up no claims even as a named driver. Im 17, from Surrey with a Peugeot 106 and im paying £950 per year for Business Insurance (i do delivery driving as a part time job). Ive put my mum as a main driver because she has lots of no claims (but we have protected them). Gl
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    (Original post by LaughingBro)
    I thought you have to be least 18 to start driving.
    Nope, 16 for a moped, 17 for a car.
    Or, any age if its on private property.
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    Quinn good pre passing after they shoot their premiums up. I am on Tesco and they are really good. Don't care if you are primary user but are a named driver. If your parents are insured with them you get a multi car discount. You get club card points and you get a no claims at 17. I am 18 now and for a fully comp for two cars my mums gti golf and my 1.2 polo £1000 for the pair and hers is probably £400-£450 so my insurance is only £600 or so. In my first year it was £950 full comp for 12 months.

    Good luck!
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    You are aware it's illegal for you to be a secondary named driver on the policy when you know full well that you're going to be the primary driver? The companies will refuse to cover any claims you may make if they think you've been shadowing on your policy.
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    (Original post by Woolcott)
    You are aware it's illegal for you to be a secondary named driver on the policy when you know full well that you're going to be the primary driver? The companies will refuse to cover any claims you may make if they think you've been shadowing on your policy.
    And, additionally, your policy will be revoked, and the police would treat it as if you were driving without insurance - up to 6 points + fine for that. 6 points in the first 2 years of holding your licence = lose your licence automatically.
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    (Original post by freecom2)
    And, additionally, your policy will be revoked, and the police would treat it as if you were driving without insurance - up to 6 points + fine for that. 6 points in the first 2 years of holding your licence = lose your licence automatically.
    :yep:

    Just pay your moneys and avoid the headache.
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    (Original post by l0uis)
    Thanks for the replies. Ok, I will try a couple of companies people pointed out and will give the search things a miss in the future. Thanks, hopefully this will help

    People don't mention them much, but Tesco Value was by far the cheapest for me.
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    Urgggh i better start saving up now :P
 
 
 
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