I need to book in for an MOT. I've checked my insurance and it's not valid if I don't have a valid MOT, so can I cancel the insurance and drive to the pre-booked MOT next month? I can't see why I should have insurance when it's not valid! Monthly insurance is a bit steep so not having insurance for a month is a big plus.
Also - there is one garage about 60 miles away which I really trust, I don't know any garages near here. Can I book it in and take it, as I'm technically allowed to pick where I get the car serviced? I don't want to get scammed into paying for random things, especially as it's an old car.
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Going to MOT booking watch
- Thread Starter
- 01-02-2010 21:28
- 01-02-2010 21:31
You'd need insurance on the day to drive it to the MOT itself.
And, given the choice between being pulled over and having insurance that may not technically be valid (would the rozzers pick up on it? The insurance company is pretty poor if you can't drive to an MOT), or having no insurance at all (ANPRs would red-flag you for the whole 60 miles), I know which I would choose.
Would cancelling it for a month even save you money? You probably almost certainly wouldn't get a whole month's worth back. Would your NCB be carried forward for when you renew?Last edited by AnythingButChardonnay; 01-02-2010 at 21:44.
- 02-02-2010 00:05
When does your current MOT expire... usually your booked MOT will be a day or two before the expiry of your previous MOT?
- 02-02-2010 00:08
why would u wanna cancel your insurance, if your car gets stolen... like mine did a few weeks before the insurance was due to run out.... you will be screwed!!!
- 02-02-2010 01:15
why do you need to wait a whole month to book an MOT? plus you will be charged a cancellation fee for terminating your insurance early plus you wont get another years NCB from your current insurance year... i would just put my car in asap as soon as the MOT is due and not cancel insurance, it doesnt work out any cheaper or better for you.. the sooner you get your NCB the cheaper your insurance will be next time
plus the nearest garage you trust is 60 miles away!!?? my garage (which has been really great) is on the same road i live on! i think you should reserch a few nearer so if your car ever needs to be looked at in an emergency if something goes wrong with it and you cant dirve it far then you wont have to go 60 miles to get it sortedLast edited by jordan200888; 02-02-2010 at 01:19.