En Suite or Shared Bathrooms?

Ah thing is, I'd hate to have to pay back more but it sure sounds tempting!
I'll think about it :P

put it this way, cheapest loan youll ever get, may as well milk it!
in fact, i dont think you have a choice? actually, i think you do, i dont know, cant remember when i was filling in my finance forms, even if i did do it wrong!

Yeah you have a choice to have your household income be accounted for
I'm up to that stage now in my student finance and I'm just not sure :P

My maintenance loan would be significantly higher, with a maintenance grant included too but I would hate to have to pay it back!

have you tried the finance calculator? might be worth seeing how much youre actually entitled for. I think though that there is a part which says youre allowed this much, how much would you like as a loan. im really sure thats there. because then you could go non means tested, and get the grant as well as a loan, but you pick the loan amount.


looking at the sheet i have in front of me, it has a 'maximum loan available' box, and a 'loan requested' box. so i think its right

Yeah I'm up to the stage in the application where you choose between means tested or non means tested
It shows the different amounts of money that I'm entitled to based on both situations
Without the household income taken into account, the loan is 3564
With the household income, the loan is around 4400 including a grant of about 1000

Paying back 4400 is going to be difficult

to be honest, its not that much more than 3564, and im sure you can change the 4400 to 3564 if you wanted to and still get the 1000 grant.

also, you dont pay it back until you earn £15k a year, and it gets cleared when you turn 50

I'll probably get it means tested, I could really do with the extra money!

Thing is, I don't want to be living on 15k a year

Call me stupid, but won't you have to share a bathroom in your 2nd and 3rd years with flatmates anyway?

yeh but the argument would be, youd know the people so theyre more likely to be more hygienic.

But the counter argument would be:

Regardless of you knowing the person, you won't actually know their bathroom habits, unless you actually go into their bathroom and inspect for yourself. Woulnd't you be more hygenic in your 2nd year if you shared a bathroom in your 1st? Because at least you can pick out those who have crap habits and everything, and go with the clean people?

Call me stupid, but won't you have to share a bathroom in your 2nd and 3rd years with flatmates anyway?

That's assuming that you decide to move off campus and live with other people in a houseshare. :/

For those who have lived in or are currently living in student accommodation with shared bathrooms: do you not worry about your poo smelling? I am finding it hard to decide on what accommodation to choose and this is my only draw back to the shared bathroom option