Credit Default - Will that be on criminal record?

Hello

Wonder if anyone can help? If you are issued with a notice of default as you pay a bill late etc, does this appear on your criminal record? I know it does on a credit check but wasnt sure if it would be picked up on a CRB check?

Reply 1

Daragh

15

Not that I know of. be best checking on www.odpm.gov.uk for that sort of info.

Reply 2

AT82

Nope its not a crinimal offense is it? . The most it will do is damage your ability to apply for loans and other forms of credit.

Its only a crinimal offensive if its frued i.e you took a loan out and lied about a job to get it. Then if you could not be it back they could press crinimal charges.

Reply 3

marabara

1

sajab5

Hello

Wonder if anyone can help? If you are issued with a notice of default as you pay a bill late etc, does this appear on your criminal record? I know it does on a credit check but wasnt sure if it would be picked up on a CRB check?

pffft

people innocently miss payments all the time - would be a little harsh to give them a criminal record!

no

Reply 4

drawmeamonkey

1

i can see it now.....

"i'm arresting you on suspicion of not paying your gas bill"

Reply 5

zooropa

Failure to pay credit isn't a crime.

It simply means that it would be harder to obtain credit, if you default.

Reply 6

ancientone

8

Not a crime so not on criminal record

Reply 7

shavenwookiee

6

Yea, dw, it wont be.

I recently had a debt collection agencey chaseing me for the sum of £23.34... Seems an old domain I had got renewed by my company, even though they knew full well that the card they had on record had expired (bastards)

On a side note, dont EVER host with oneandone.com!