card security at asda

The self-service checkouts at Tesco are like that, as are the automatic ticket machines at quite a few railway stations I've been to. Slightly dubious if you ask me.

Reply 3

OP

El Pollo Diablo

The self-service checkouts at Tesco are like that, as are the automatic ticket machines at quite a few railway stations I've been to. Slightly dubious if you ask me.

definatly. not very secure. it even cut off after £20 for som reason

Reply 4

Two Tone

9

Yep, its been brought up loads on security fora

Reply 5

Fluffy

15

MorbidAngel

just been to asda to get some diesel. it a card only/unmanned station. put card in machine and it then give me card back and allowed me to fill. i didnt even have to put a pin code in. anyone could have used my card without knowing the pin. and this is susposed to be safe?

It checks a database to see if it's been reported as stolen. If not it accepts it.

No more moronic than chip and pin, when you can just watch someone input their pin number and then rob them of their card. Great idea! Card crime has gone up 30% since this anti-fraud measure was introduced. Genius!

Reply 6

OP

Fluffy

It checks a database to see if it's been reported as stolen. If not it accepts it.

but not everyone reports is stolen immediatly. it may be a few hours/days before you notice it missin. by that time he could have bought a truck load of fuel at your expense!

Reply 7

EPD

Fluffy

It checks a database to see if it's been reported as stolen. If not it accepts it.

Really? Never knew that. :smile:

Quite reassuring, I must say.

Reply 8

Fluffy

15

MorbidAngel

but not everyone reports is stolen immediatly. it may be a few hours/days before you notice it missin. by that time he could have bought a truck load of fuel at your expense!

Then you should have more control over your possessions. At the end of the day if you don't it's contributary negligence on your part.

Reply 9

OP

Fluffy

Then you should have more control over your possessions. At the end of the day if you don't it's contributary negligence on your part.

so, someone breaks in thru a window and steals some stuff including cash card. you get up in a rush and leave not noticin you have been broken into. you come home at 5 and realize stuff has been stolen. theif has run up a large bill with a full day of shoppin.

and thats my fault?

Reply 10

Fluffy

15

MorbidAngel

so, someone breaks in thru a window and steals some stuff including cash card. you get up in a rush and leave not noticin you have been broken into. you come home at 5 and realize stuff has been stolen. theif has run up a large bill with a full day of shoppin.

and thats my fault?

That's not how most 'professional' card crime happens. More likely to be drugs linked when linked to a break in.

Reply 11

*Emily*

1

i work in a shop, and we use the signature system, this woman didnt have a signature on her card, so i declined it, and called my manager to give authorisation, and he let her pay with it :confused:

i was like, ermm :rolleyes:

i'm gonna make sure i dont lose my card :rolleyes:

Reply 12

El Pollo Diablo

Really? Never knew that. :smile:

Quite reassuring, I must say.

Any card has to get electronic approval from the card issuer before completing a transaction (with takes a couple of seconds). If the bank has been notified to block the card, it's flagged their end so asks the cashier to provide authorisation by ringing the bank. If it's a petrol pump etc, the transaction is just blocked or referred back to the cashier.

Reply 13

OP

*Emily*

i work in a shop, and we use the signature system, this woman didnt have a signature on her card, so i declined it, and called my manager to give authorisation, and he let her pay with it :confused:

i was like, ermm :rolleyes:

i'm gonna make sure i dont lose my card :rolleyes:

I was signing the receipt for my credit card purchase when the clerk noticed that I had
never signed my name on the back of the credit card. She informed me that she could
not complete the transaction unless the card was signed. When I asked why, she explained
that it was necessary to compare the signature on the credit card with the signature I
just signed on the receipt. So I signed the credit card in front of her. She carefully
compared that signature to the one I signed on the receipt. As luck would have it,
they matched.

Reply 14

*Emily*

i work in a shop, and we use the signature system, this woman didnt have a signature on her card, so i declined it, and called my manager to give authorisation, and he let her pay with it :confused:

i was like, ermm :rolleyes:

i'm gonna make sure i dont lose my card :rolleyes:

Retailers are under no obligation to accept a card if the signature strip has been notably interfered with or is blank (this voids the card). However, if desired, a manager can ring the bank for Voice Authorisation which involves the card issuer asking security questions relating to the account so it can be approved.

Reply 15

dogtanian

16

MorbidAngel

I was signing the receipt for my credit card purchase when the clerk noticed that I had
never signed my name on the back of the credit card. She informed me that she could
not complete the transaction unless the card was signed. When I asked why, she explained
that it was necessary to compare the signature on the credit card with the signature I
just signed on the receipt. So I signed the credit card in front of her. She carefully
compared that signature to the one I signed on the receipt. As luck would have it,
they matched.

Haha, she missed the point of that one. At work I'm supposed to just decline the sale unless they have another method of payment. I always ask the manager so that they can take the flak..

Reply 16

Fluffy

No more moronic than chip and pin, when you can just watch someone input their pin number and then rob them of their card. Great idea! Card crime has gone up 30% since this anti-fraud measure was introduced. Genius!

I'm a believer in chip and pin. It's been very successful on the continent since they swapped from signature only to PINs. If people use their cards responsibily (i.e. cover their input with their other hand to prevent others or a hidden camera seeing the number).

As for card crime, I'm not sure any stats on the new scheme can be interpreted effectively as it's not mandatory to use Chip and Pin until next year. Any card which has the chip activated at the moment can ALSO be signed for so the security hasn't been tightened up at all as of yet.

Reply 17

*Emily*

1

yeah, the thing is, her sig had faded, so i dont know if that's different.. my manager said ppl arent allowed to sign it again, but if she hadnt singed the reciept, i guess that wouldve matched the card :rolleyes:

Reply 18