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    I've been looking into doing a 2 year postgraduate course in Occupational Therapy next year. There is an NHS bursary available at present to pay tuition fees and living expenses, however, the latter is a little over £3,000 this year. Given the average rent in London is considerably more than that for a year, this is obviously impossible to live on. I'm aware of the various other sources of student funding, but each is means tested and eligibility affected by what other sources of funding you may be getting. What they give with one hand they take with the other. What the banks offer students is also pitiful. I keep reading about how students finish Uni massively in debt, but I don't understand, where do they get the money from in the first place?! As far as I can tell, you can't get a normal loan from a bank unless you have enough income coming in each month to be able to pay back the monthly amount.

    I just don't get it, are there hidden sources of finance from banks that are not publicised? I would be a mature student without support from parents or a partner.

    I'd be very grateful for any help anyone can give with this query. Thanks.
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    Mum and Dad.
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    PT job? probably you'd get more sense asking in the postgrad forum.
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    job
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    (Original post by happysw)
    I've been looking into doing a 2 year postgraduate course in Occupational Therapy next year. There is an NHS bursary available at present to pay tuition fees and living expenses, however, the latter is a little over £3,000 this year. Given the average rent in London is considerably more than that for a year, this is obviously impossible to live on. I'm aware of the various other sources of student funding, but each is means tested and eligibility affected by what other sources of funding you may be getting. What they give with one hand they take with the other. What the banks offer students is also pitiful. I keep reading about how students finish Uni massively in debt, but I don't understand, where do they get the money from in the first place?! As far as I can tell, you can't get a normal loan from a bank unless you have enough income coming in each month to be able to pay back the monthly amount.

    I just don't get it, are there hidden sources of finance from banks that are not publicised? I would be a mature student without support from parents or a partner.

    I'd be very grateful for any help anyone can give with this query. Thanks.
    Nope, no hidden loans or secret pot of money. Just you and a part time job and saving the pennies where ever you can. Ofcourse some people are blessed with the bank of mum and dad but others have to make do with the student loan and part time jobs.

    I'm sorry to hear you are in this situation. I wish you the best of luck in finding the money you need.
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    Overdraft, p/t work, career development loan, savings and any university grants/bursaries on offer. There are some charity funds available, too.
 
 
 
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