Of course I regret staying at home in that I think I could have done x, y and z like other people in halls but then that might not have happened there and I could have been really unhappy.
The best thing is that I have significantly less debt then other people because I stayed at home, I was in a comfortable place with people I loved and though it was hard to study sometimes there are things like going to the library to compensate. I also didnt have to worry about getting some stuff done like I didnt have to cook for myself all the time, do my laundry all the time and ensure other people didnt turf it out of machines etc., I didnt have to buy a load of extra stuff like cooking utensils, I didnt have to work/use up savings more than I wanted to so that I had enough for accommodation let alone food, transport and leisure costs...there are lots of great things depending on your current situation at home but of course you dont have the fun memories and experience of living independently. Its never perfect either way.