Fully comp car insurance for under 21s is normally 1000+ per year and third party isnt that much cheaper, the best thing to do is to get your parents to take out a policy and be a named driver on it for a couple of years then if you have been driving for a couple of years without any accidents car insurance gets a lot cheaper. Road tax is 120 ish now for the year ( could be more cant remember) alone and then petrol you are going to be putting in at least £25 per month I do anyway and I hardly drive at all. Then you've got to service and MOT your car if you have an older car. Believe me it costs a small fortune.
then they want you to get the bus
Also on older cars you have the price of frequent repairs. I had a car which was R reg which isnt that old and in the time that I had it (less than a year) I had to pay over £500 in repairs and ended up getting rid of it because the gear box went.
Why? Driving isnt particularly fun, it gets you from A to B. I dont see why everyone wants to start driving early. I started learning on my 17th birthday and 11 lessons and 3 months later I passed. Driving at 13, is, pointless.
Second year it was down to £600 third year £450 (although for that yr I downgraded to 3rd party fire and theft because the car was at a point were any serious damage would write it off anyway). Then I upgraded my car again (from a G reg Metro to an L reg Astra) and it's stayed at about £450 (back onto fully comp and with an extra driver and a high milage limit).
In May I'll have my full 5 yrs no claims bonus which I'll be insuring.
I never saw the point of learning to drive until I moved down south...and it was the third best investment I've ever made (1st being degree 2nd being house - and the difference between them is very close).
does the insurance vary with the size of teh car engine that you drive?