How much do you pay for your car insurance??

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kitcat17
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#1
Report Thread starter 9 years ago
#1
hey, i'm hopefully getting my own car when i pass my test, but apparently the insurance can cost up to £3000 :O, just wondering how much everyone else's costs... and how the hell do you afford it lol thannnkkkkks
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Potally_Tissed
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#2
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Mine was £1500, because I shopped around instead of relying on the comparison websites to come up with the best price.
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jaheen22
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#3
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When I first bought my car at 17 the insurance was £2200 on a 1.2 renault clio. Now that I'm 18 the insurance is £1200. My parents paid for the insurance last year but this year I'm paying for it - luckily I work two jobs
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kitcat17
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#4
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thanksx thats not as bad as i thought it would be lol.. i'm 17 too and i want a clio so thats not too bad (although i know the price will differ)
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implicity
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#5
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Do you want a clio in particular? I was also looking for a first car, I passed my test recently, and from reading car reviews etc. the clio does have a boy-racer reputation which will bump insurance prices up by quite a bit!
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Nuffles
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#6
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I turned 19 last week but I got the policy for the car in my sig when I was 18. £600/year fully comp and main driver with windscreen and breakdown cover. It would have been £980 for the same cover on my 1990 2.5TD Defender 110 but I wanted a change so I went for the Moggie instead. I do miss my Landy though
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Boristhethird
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last year £260 a year (i was 17)
this year (bigger engine, now 18) £215 a year
i win!
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A_master
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#8
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I think around £360 this year, car's a 2.0 litre.

I expect next year to go down a bit, but I will be getting a car with higher insurance group.
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Bex191
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#9
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Mine is £1400 for a 1.1 106 but I spent hours on gocompare and those sorta websites. My friend chose to go for the first insurance quote he could find and pays £2000 for a 1.0 Corsa, so i'd definately say have a good look around
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Ghost
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#10
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1.8 unmodified 2004 Celica - £700 a year. 5 years NCB.
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I'm_Unsafe.
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#11
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Third Party F&T £650ish. I went comp last year but, apart from the fact that I didn't really have the funds to pay that much again, the company I was with basically put up the amount, though I had no accidents
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Lanny_xo
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#12
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mine was £730 TPF&T for new policy the week i passed
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kitcat17
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#13
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(Original post by implicity)
Do you want a clio in particular? I was also looking for a first car, I passed my test recently, and from reading car reviews etc. the clio does have a boy-racer reputation which will bump insurance prices up by quite a bit!
well not in particular really, but i want a small car... maybe something like a toyota yaris instead
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kitcat17
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#14
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(Original post by Nuffles)
I turned 19 last week but I got the policy for the car in my sig when I was 18. £600/year fully comp and main driver with windscreen and breakdown cover. It would have been £980 for the same cover on my 1990 2.5TD Defender 110 but I wanted a change so I went for the Moggie instead. I do miss my Landy though
OMG!! thats really good! which insurance company do you hav??
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Lovely88
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#15
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#15
Toyota Aygo (group 1 insurance) £660 a year comprehensive but Im the second driver and mum is the owner and first driver but obviously the car is mine

Ps Whoever gave me a bad rep, is really sad lol!
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Nuffles
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#16
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#16
(Original post by kitcat17)
OMG!! thats really good! which insurance company do you hav??
That's with Footman James, who specialise in classic cars. You have to be able to put up with a classic car if you want insurance that cheap. I'm currently waiting for a day that it's not raining so I can put a new radiator in my car as there isn't much left of the old one. It also needs a new battery (with a brand new starter motor and brand new alternator, cold cranking is still c**p so last component left really is the battery), new rear differential, the horn needing fixing, the interior light needing fixing, the screenwash pump needing fixing, a reversing light installed, and an engine tune up :rolleyes: old cars are a labour of love, but I have to say recently splitting up with the ex has left me with a lot more money to spend on Aristotle
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ra-ra-ra
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#17
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(Original post by Ghost)
1.8 unmodified 2004 Celica - £700 a year. 5 years NCB.
Ah you lucky thing having a Celica..i love them! My mum has one but she won't let me touch the damn thing, haha.


Mine is £760 fully comp for an 08 Astra.
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kitcat17
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#18
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(Original post by Nuffles)
That's with Footman James, who specialise in classic cars. You have to be able to put up with a classic car if you want insurance that cheap. I'm currently waiting for a day that it's not raining so I can put a new radiator in my car as there isn't much left of the old one. It also needs a new battery (with a brand new starter motor and brand new alternator, cold cranking is still c**p so last component left really is the battery), new rear differential, the horn needing fixing, the interior light needing fixing, the screenwash pump needing fixing, a reversing light installed, and an engine tune up :rolleyes: old cars are a labour of love, but I have to say recently splitting up with the ex has left me with a lot more money to spend on Aristotle
LOLLLLL!!! don't think i would have the patience with a classic car.. also i know it sounds stupid but i'm learning to drive in a diesel car but everytime i drive my dads i stall all the time (his is petrol) so i dont think i know how to even drive a petrol car LOL.. ill prob never pass my test anyway
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Serentonin
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#19
Report 9 years ago
#19
First year: £700
Second year: £540
Third year: £320

On a 1.4 2004 corsa.
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Gryffindor
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#20
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#20
Dreading getting a car
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