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    Ok, so MODS, i'm posting in here because i'd like to remain anonymous. Thanks

    Long story, short version: I'm not well. I have a fair few health issues under inverstigation and as a result I lost my job and I'm struggling to get another one.
    I get housing benefit but it isn't enough to cover my rent. I had savings from when I worked but now they're all gone.
    I don't have any source of income currently apart from £50pw, which just isn't enough. I have creditors on my back and I can't pay my rent.

    I have left things to the last minute with Christmas presents and i'm looking at selling some of my jewellery to get some money to buy presents with.
    But th bottom line is, how do I raise money quickly? I need to pay my rent as of last week, and i'm struggling so much.

    I've been to the CAB and all they can do is try to push things through a bit quicker (i'm waiting to see if i qualify for disability allowance), but at the minute everything's at a halt.

    Could I get a credit card not being in work? What about an emergency grant or something? Where can I go to get help? I'm so worried i'm going to end up with nowhere to live and i've been on the phone to the council every day. I'm at my wits end

    Thanks.
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    Have you tried applying for a Hardship Loan?
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    If you're waiting for your benefits to be processed, you can get a crisis loan in the meantime. Tell them you lost your money and desperately need a crisis loan to pay your electric and to buy some food. You can get up to about 100 quid and should get paid the same day. Look up the crisis loans phone number online.
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    Whatever you do, do not panic. Stay calm no matter what, keep a cool head and don't make snap decisions.
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    • Thread Starter
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    A crisis loan?
    Is that a specific bank or is that through the council?
    I'm going to go in a min to talk to them and explain my circumstances, i really hope there's something to be done. It;s difficult for me to get to town on my own though due to illness (i'm hooked up to a heart machine)
    I'm gona try and apply for a credit card is all else fails, the way i see it; have a home but be in debt, or have less debt and be homeless!
    I'm technically a student even though i haven't been attending due to illness, so maybe that'll give me some options?
    My landlord has been understanding so far but his patience is wavering. I'm scared

    Thanks guys
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    (Original post by Anonymous)
    A crisis loan?
    Is that a specific bank or is that through the council?
    I'm going to go in a min to talk to them and explain my circumstances, i really hope there's something to be done. It;s difficult for me to get to town on my own though due to illness (i'm hooked up to a heart machine)
    I'm gona try and apply for a credit card is all else fails, the way i see it; have a home but be in debt, or have less debt and be homeless!
    I'm technically a student even though i haven't been attending due to illness, so maybe that'll give me some options?
    My landlord has been understanding so far but his patience is wavering. I'm scared

    Thanks guys
    Hooked up to a heart machine? You can claim ESA:
    http://www.direct.gov.uk/en/Disabled.../esa/DG_171894

    The best thing is to visit the JobCentre if at all possible, or phone them (free):
    http://www.direct.gov.uk/en/Employme...Plus/DG_186347

    They can advise you on ESA aswell as Crisis Loans. Crisis Loans, much like Neil_K pointed out, are emergency loans to help pay for bills. If you are eligible for ESA (Which I would strongly think you are, seeing as though you do not appear to be in good psychically shape to do so), you automatically qualify for Housing Benefit, which can be backdated (As in, when you started to fall behind on payments).
 
 
 
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