ello...! from peoples experiances any idea how much it is to get put on like a parents car insurance ? if your a learner driver? 17... ? just to get out a bit more other then just with the instuctor etc...
driving instructor blokey said he's heard any where from like nothing to couple of 100, though i was thinking more like a 1000 ?
interested in peoples experiances in getting put on rents insurance pleeassse!
The real only way is to phone up and find out, it is different for everybody, so much so one person could pay zero extra and another be refused insurance. There's very little point in finding an average...
It cost £30 for me to be added to my mum's insurance for a year. (1.6l Daewoo Lanos)
It will vary depending on the car you want adding to, if I wanted to be put on my dads insurance it would have been about £600. (BMW 730)
and if someone crashes into you (even if its their fault and they pay up for repairs etc) you often get charged more for it. even tho it wasnt your fault. ****in disgrace.
and some insurance companies are useless. especially norwich union. they seem to think that my astra envoy 1.7CDTI diesel has a petrol engine (id hope it isnt, since i keep puttin diesel in and it runs fine!), envoy means nothin and the version of the car is a CDTI. even her manager said the same thing!
and then recently, egg insurance didnt actually insure me even tho i have a printout of the confirmation page, so it turns out i went a month with no insurance
Your mother can't use her NCB on two different cars, unless she has a specialised (and rare) policy - usually for classic cars etc. It's fraud and very obvious.
You also can't be a named driver if you're the main driver, as explained above. It's fraud and even more obvious.
Well you may as well not pay for insurance then - that's a way to reduce the cost, underinsured is not insured. Simple as.
The govt rob around 60 million people. I'm not underinsured either. I am a named driver on the policy, CIS know I'm the main driver and have no trouble with this and she isn't using the same NCB on two cars, she has full NCB for her car, only 2 years on mine.
When my Mum was looking at renewing her insurance and putting my bor on it a couple of months back, she was told something along the lines that insurance companies will be starting to give quotes based on the most at risk driver, thus a policy with, for example, a young driver on their parents insurance will still cost the same as the young driver being the policy holder. I can't for the life of me remember which insurance company it was that said that though.
Yeah, im on my mum and dads policy. My dad has a speeding conviction but it didn't do anything to the quote