I am 19 and passed my test 5weeks ago, i am currently searching for cheapest quotes on cars and at the same time trying to work out how to make a claim in case i ever need to, trouble is i dont understand a lot of it and my family and friends never get round to explaining it to me, i know a fair bit about insurance but a lot i dont, as for making a claim i haven't a clue but i feel its a good idea to know the ins/outs of it all b4 i get out on the road. Can someone please try explaining it to me, or recommend a website or any books to help me to learn from?
If you have an accident get the other persons name, address, insurance company, car reg and make and model. Then phone up the insurance company and say you need to make a claim, they'll send you a form you need to fill out and then the two insurance companies will work out who was to blame.
Your worry at this stage is more about trying to afford the insurance. If you are female expect c£2k. If male probably c£3k! There are instructions about claim process sent to you from insurers as all of their procedures will be slightly different.