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    I have already done my university application and was pretty set on doing european management (german) at lancaster. when i applied back in november i wasnt sure what area of business i wanted to go into so i chose this course as it covers a wide spectrum. But now i'm thinking i'd quite like to go into banking and i have discovered that Lloyds TSB offer a programme for school leavers in either retail, commercial or corperate banking. The programme lasts 2 years and pays £19,000 a year. I am quite attracted by the prospect of earning straight away but am also worried about missing out on the university experience.

    From the programme you train to earn an ifs (School of Finance) Professional Certificate in Banking. Would not having a degree hinder me in the future or would it be sufficient to do the training and earn the qualifications throughout my career?

    I personally would take the lloyds TSB offer....and then if it transpires you need a degree, do a degree, and you will have experience and you'll have money to pay for uni,....that said, you Will incur the higher fees....
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