Declined for Graduate account Watch

Dekota-XS
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#1
Report Thread starter 7 years ago
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I went into lloyds TSB and barclays today to open a graduate account with the aim of taking advantage of their great overdraft facilities only to find out that both require that I have a secure job/offer!!

Has anyone any experience of opening a graduate account? If so, what did they ask of you to open it? They are wanting my degree certificate, proof of identity and want to see that I have a secure job. How do they check if the applicant has a job?
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tigermoth99
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(Original post by Dekota-XS)
I went into lloyds TSB and barclays today to open a graduate account with the aim of taking advantage of their great overdraft facilities only to find out that both require that I have a secure job/offer!!

Has anyone any experience of opening a graduate account? If so, what did they ask of you to open it? They are wanting my degree certificate, proof of identity and want to see that I have a secure job. How do they check if the applicant has a job?
They'd prob need to see payslips and/or details of where you are working, so they can call the company and check.
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hypocriticaljap
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why not convert your student account to a graduate account. It is usually automatic.
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Dekota-XS
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(Original post by hypocriticaljap)
why not convert your student account to a graduate account. It is usually automatic.
My HSBC student account automatically became a current account after graduation. So I had no say in it
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