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Salford teenager describes £33k car insurance shock watch

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    Poor mate

    33k is a huge load of money just for insurance.

    What do you guys think ?

    http://www.bbc.co.uk/news/uk-england...ester-12824940
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    (Original post by CookieGhoul)
    Poor mate

    33k is a huge load of money just for insurance.

    What do you guys think ?

    http://www.bbc.co.uk/news/uk-england...ester-12824940
    That quote must have been a mistake. I saw something in the sun a few days ago where a lad was quoted £24,100 by the AA. The AA had admitted it was a mistake.
    It is mega expensive though. I dont know how anyone could afford that just for car insurance.
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    That's not too bad. One of the guys on here(in the motorbike soc) looked up insurance for a £8k motorcycle and the quote came out as £110k for TPFT.

    But if he used a price comparison site then he would have prices ranging from like 2k up to stupid prices, it always happens.
    You just ignore the high prices...
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    Saw it before, the AA said it was a mistake.

    /thread
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    I don't understand why it's in the news though, alot of people on this forum, including myself, have had crazy quotes of £25k plus.
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    Never understood why people *want* to buy something like a corsa and pay through the nose for it. I've never paid more than £720 in my whole driving career and that was in my first year of driving!
    I mean, geez! 3 grand for a CORSA??? I only paid just over £600 for my Porsche 911!!!
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    (Original post by JC.)
    Never understood why people *want* to buy something like a corsa and pay through the nose for it. I've never paid more than £720 in my whole driving career and that was in my first year of driving!
    I mean, geez! 3 grand for a CORSA??? I only paid just over £600 for my Porsche 911!!!
    Exactly. Im not being funny, but people buy things like corsa (which arent even that nice) and moan that the insurance is so expencive. Why not buy something else, like a bigger car or a granny car and pay less. It may not be the most attractive car ever, but at least the insurance is more reasonable (well, as reasonable as you can get for a yung driver).
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    thats what insurance companies do when they dont want to insure you.
    its nothing special, just the AA chose they didn't want to insure him
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    (Original post by Emma:-))
    Exactly. Im not being funny, but people buy things like corsa (which arent even that nice) and moan that the insurance is so expencive. Why not buy something else, like a bigger car or a granny car and pay less. It may not be the most attractive car ever, but at least the insurance is more reasonable (well, as reasonable as you can get for a yung driver).
    There's definitely merit in this. I saw an 18 year old lad in a Perodua Myvi the other day and, while I thought: "Oh. My. God... what the hell was he thinking?" I bet his insurance is pretty reasonable.

    Or, as demonstrated by Top Gear, just get an enormous Volvo.
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    (Original post by Mad Vlad)
    Or, as demonstrated by Top Gear, just get an enormous Volvo.
    I had a Volvo 850 saloon for a while.
    The 5 pot is an awesome engine - sounds great and has enough grunt to spin the wheels into third gear.

    I had the 2.0 litre 20 valve model which is a good compromise between economy and performance.
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    This is hardly groundbreaking news. I got a quote for 35k when I was looking into getting a Sierra after the Land Rover. Five grand sounds about right for a teenager with a 3 grand (?!) Corsa. Why did he even buy it before looking at how much insurance would be?
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    (Original post by JC.)
    Never understood why people *want* to buy something like a corsa and pay through the nose for it. I've never paid more than £720 in my whole driving career and that was in my first year of driving!
    I mean, geez! 3 grand for a CORSA??? I only paid just over £600 for my Porsche 911!!!
    Partialy because some people don't have your taste of cars. When people ask for advice about what cars to get, you always recommend typically older cars. That is your taste, I have nothing against it, but If I was to park outside of school in some of your suggestions, I would get laughed at. Just not everyones taste.

    Also, the insurance may cost less, but if something mechanically went wrong, It is not as easy to repair than if you had a typically common car like a Corsa or something like a Focus, where parts are cheap and readily available.

    In my opinion, your taste in cars is simply weekend 'hobby' cars for weekend driving. Everyday, they would just not work for me. They work for you, great! You love your car, and that really is great, but just because you have that taste, does not mean everyone else has to have that taste.
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    They clearly just didn't want to insure him.

    The highest I've been quoted is £8k!
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    (Original post by superturtle)
    Partialy because some people don't have your taste of cars. When people ask for advice about what cars to get, you always recommend typically older cars. That is your taste, I have nothing against it, but If I was to park outside of school in some of your suggestions, I would get laughed at. Just not everyones taste.

    Also, the insurance may cost less, but if something mechanically went wrong, It is not as easy to repair than if you had a typically common car like a Corsa or something like a Focus, where parts are cheap and readily available.

    In my opinion, your taste in cars is simply weekend 'hobby' cars for weekend driving. Everyday, they would just not work for me. They work for you, great! You love your car, and that really is great, but just because you have that taste, does not mean everyone else has to have that taste.
    I have no yet been laughed at in my '68 Morris Minor. In fact most people love it and ask if they can have a ride in it. Yes, older cars may be his (any my) taste in cars but they are undoubtedly cheaper to run. I pay £600/year aged 18 (now 19) for fully comp insurance including break down cover and nothing for road tax. Spare parts are cheap and easy to find, and easy to fit. People are too damn lazy to fix their car themselves these days - if they could be bothered to learn they'd find old cars are far easier to maintain than modern ones. I use my car daily, it gets me to work at the weekend and to college whenever the bus doesn't turn up or when I want to go out in the evening. I recently did a 400 mile trip to Swansea in it, 300 miles of which were in one day, and I drive to Bristol and back (200 mile round trip) several times a year in it. Granted, motorway driving isn't great but A-roads and country lanes are fantastic fun, and there are other classics around more suited to racking up motorway miles). Paying through the nose because of ignorance (either to old cars in general or being too lazy to research properly) is simply your fault, nobody else's.
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    (Original post by superturtle)
    Partialy because some people don't have your taste of cars. When people ask for advice about what cars to get, you always recommend typically older cars. That is your taste, I have nothing against it, but If I was to park outside of school in some of your suggestions, I would get laughed at. Just not everyones taste.

    Also, the insurance may cost less, but if something mechanically went wrong, It is not as easy to repair than if you had a typically common car like a Corsa or something like a Focus, where parts are cheap and readily available.

    In my opinion, your taste in cars is simply weekend 'hobby' cars for weekend driving. Everyday, they would just not work for me. They work for you, great! You love your car, and that really is great, but just because you have that taste, does not mean everyone else has to have that taste.
    It's all about value for money to me - smiles per mile? The age of the car doesn't really come in to it. There are plenty of newer things to choose from that aren't the typical dreary econobox.

    I just don't see how paying 3 grand on a corsa for insurance is good value for money to anyone? I mean, for goodness sake, my other half ran a Porsche Boxster S when she was 19 and that was 3 grand.
    Boxster S or Corsa? Which would you pick?

    My other half is currently running around in a Porsche 944 which, I have to admit, I do quite like stealing occasionally. Even though it's only a four cylinder it still puts a big grin on my face. Insurance on that is only £300. Running costs are comparible to a corsa save for fuel bills. Which, to be honest, aren't THAT much more expensive.

    Up until recently I was running around in a Jag Xj40 - that's a modern car. The XJ40 became the X300 which became the X308 - the same chassis was still in production 'til the mid 2000's. Insurance on that? £260 odd.

    I've had plenty of modern stuff - take the Volvo 850 i mentioned further up the thread. That was around £500. They make a turbo nutter version too!

    The point i'm trying to make is there is a far greater choice out there other than the usual little box that most people seem to go for. The fact I go for 40 year old British tin is irrelevant. There's an awful lot more choice out there than what I pick and plenty of it is worth a look!
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    I'm actually thinking about getting Porsche Boxster at 17, and the insurance is a joke! The smallest they quoted me was around 85k and the highest was 111k

    Something like this: http://cgi.ebay.co.uk/2003-Porsche-B...76998176535792 No more than 12k but seriously, do they really think someone will actually pay for insurance 111k?!
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    You also have to look into specialist insurance companies, rather than the main brands. Its worth shopping around.
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    Well there's the main problem.
    Anyone that's too lazy to pick up the phone and speak to various insurance companys instead of just relying on comparison sites deserves to get ripped off.
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    An example of a first-class poster lol. Hilarious.
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    Not being funny, but anyone can put their insurance quote to £33k by setting a HUGE excess. Perhaps he was an attention grabber?!
 
 
 
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