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    (Original post by linkdapink)
    Because you can't transfer NCB if she's keeping it on her car? I actually have no idea, but this is what happened with my boyfriends insurance?
    We will use the same car ! you've mis-understood.

    We buy 1 car, 1 insurance policy with me as the named driver on it.
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    (Original post by TheFatController)
    Try NFU/Admiral (Admiral quote much less via comparison sites than direct).

    Most importantly, try a quote for your mum added onto your policy, rather than you added on to hers.
    It doesn't search/find any that are able to provide details when my mums added to mine

    It's annoying.

    I looked and my mums insurance is like £360 for a 2.5L V6 ford cougar...

    Yet when I change the car to a ****ty 1.2L fiesta and add my name to it, it goes to 7K +

    And even on my own with no named driver it's 5K :/


    ARGH
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    Just checked and my mum can get insurance on a 1.2L Fiesta for £560. But when I'm added as a named driver it goes to 7K

    Yet when my mate done the same thing, he got his for 1.6K being the named driver on his mums insurance, what's going on. I won't stop making threads until someone answers.
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    you're a high risk?
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    (Original post by inksplodge)
    you're a high risk?
    Were both 17, infact I've had my license longer than him. We live next to eachover in the same postcode zone. There's nothing different from us except his names different !
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    where do you live? if its somewhere like manchester then you're screwed i'm afraid.
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    (Original post by llamalad200)
    where do you live? if its somewhere like manchester then you're screwed i'm afraid.
    SE London. In one of the worst zones on the chart.

    Still don't make a difference. Live right next to eachover 7K for me 1.6K for him, same car......
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    Insurance isn't completely rational and there's no specific set criteria of you're X and do X the price of your insurance is going to be X.

    The main factors are:

    - The car (The insurance group, engine size, the value etc)
    - Your area (there's an insurance postcode ranking system somewhere online - your postcode makes a considerable difference on your premium)
    - You (Your gender, your age, your driving history, what you currently do)

    It's pointless to sit around comparing your quotes to what your friends are paying. Insurance premiums vary wildly.

    The best advice I can give is instead of using price comparison websites use insurance brokers and young driver specialist websites. In your situation the likely case is whoever the insurance is with doesn't particularly want young drivers so they quote ludicrous prices. The best thing to do would be to get a new policy out - use price comparison sites to look at the general price you're looking at and then ring insurance brokers and specialist young driver insurers and see what you get.
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    (Original post by TheCurlyHairedDude)
    Just checked and my mum can get insurance on a 1.2L Fiesta for £560. But when I'm added as a named driver it goes to 7K

    Yet when my mate done the same thing, he got his for 1.6K being the named driver on his mums insurance, what's going on. I won't stop making threads until someone answers.
    £560 sounds a bit high for your mum on that car. :dontknow: Has she had any accidents or convictions?

    Also, try putting your excess up.
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    (Original post by TheCurlyHairedDude)
    Just checked and my mum can get insurance on a 1.2L Fiesta for £560. But when I'm added as a named driver it goes to 7K

    Yet when my mate done the same thing, he got his for 1.6K being the named driver on his mums insurance, what's going on. I won't stop making threads until someone answers.
    Why is her insurance so expensive?
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    Chances are his mum has more no claims/less convictions than yours. Also even though it's the same postcode there can be different circumstances, eg garage.
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    (Original post by The Stig)
    Insurance isn't completely rational and there's no specific set criteria of you're X and do X the price of your insurance is going to be X.

    The main factors are:

    - The car (The insurance group, engine size, the value etc)
    - Your area (there's an insurance postcode ranking system somewhere online - your postcode makes a considerable difference on your premium)
    - You (Your gender, your age, your driving history, what you currently do)

    It's pointless to sit around comparing your quotes to what your friends are paying. Insurance premiums vary wildly.

    The best advice I can give is instead of using price comparison websites use insurance brokers and young driver specialist websites. In your situation the likely case is whoever the insurance is with doesn't particularly want young drivers so they quote ludicrous prices. The best thing to do would be to get a new policy out - use price comparison sites to look at the general price you're looking at and then ring insurance brokers and specialist young driver insurers and see what you get.
    The car - Exact same model, similar mileage
    Area - I live right next to him
    You - Were both male, both 17, I've got more driving history than him, and I work he doesn't

    :/
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    (Original post by TheCurlyHairedDude)
    The car - Exact same model, similar mileage
    Area - I live right next to him
    You - Were both male, both 17, I've got more driving history than him, and I work he doesn't

    :/
    Read the last paragraph. The insurance company the car is currently on clearly doesn't want you. You need to get a new policy and look elsewhere.
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    (Original post by Fuzzed_Out)
    Chances are his mum has more no claims/less convictions than yours. Also even though it's the same postcode there can be different circumstances, eg garage.
    Well his mum's like 40 ~ and only started driving about a decade ago. Where as my mum is 50, been driving since she possibly could, 7 years NCB. BTW my car would be garage, his isn't.

    It doesn't make sense guys
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    (Original post by TheCurlyHairedDude)
    The car - Exact same model, similar mileage
    Area - I live right next to him
    You - Were both male, both 17, I've got more driving history than him, and I work he doesn't

    :/
    you work = likely to use car more? :tongue: in their eyes... could be to do with where you work, too
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    (Original post by The Stig)
    Read the last paragraph. The insurance company the car is currently on clearly doesn't want you. You need to get a new policy and look elsewhere.
    I read it, well it's not just 1 insurance provider, it's about 30 something. It goes 7K with elephant, then jumps up to 13K with Ecar

    Can you name some young drivers insurance providers please
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    (Original post by TheCurlyHairedDude)
    I read it, well it's not just 1 insurance provider, it's about 30 something. It goes 7K with elephant, then jumps up to 13K with Ecar

    Can you name some young drivers insurance providers please
    Elephant are one of the cheapest.

    Also Admiral, but they're basically the same company.

    As I said, try putting a higher excess (like £500, if not more).
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    (Original post by Potally_Tissed)
    £560 sounds a bit high for your mum on that car. :dontknow: Has she had any accidents or convictions?

    Also, try putting your excess up.
    Yes, sorry just realised that £560 was for a 2.0 Alfa Romeo TS

    £237 for the fiesta 1.2
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    Maybe it's because you have such neg rep that the insurance company just went ahead and assumed you are a douche and felt that they should charge you more.
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    (Original post by fosters88)
    After your comment yesterday about driving off if you clipped someone’s car you do not deserve a licence

    Care to explain this:
    http://www.thestudentroom.co.uk/show...623&highlight=
    29-04-2010: 29th April 2010 21:13


    http://www.thestudentroom.co.uk/show....php?t=1587472
    27th March 2011 22:45



    So you were turning 16 years old in May 2010 and yet your now 17 in March 2011, explain?


    ***** I SUGGEST NO ONE RESPONDS TO "TheCurlyHairedDude" QUESTIONS RELATING TO MOTORING ANYMORE! *****
    Are you stupid, I set my age on confused.com a year forward.... THINK lol
 
 
 
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