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    (Original post by fosters88)
    After your comment yesterday about driving off if you clipped someone’s car you do not deserve a licence

    Care to explain this:
    http://www.thestudentroom.co.uk/show...623&highlight=
    29-04-2010: 29th April 2010 21:13


    http://www.thestudentroom.co.uk/show....php?t=1587472
    27th March 2011 22:45



    So you were turning 16 years old in May 2010 and yet your now 17 in March 2011, explain?


    ***** I SUGGEST NO ONE RESPONDS TO "TheCurlyHairedDude" QUESTIONS RELATING TO MOTORING ANYMORE! *****
    hahaha!! OWNED
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    (Original post by fosters88)
    After your comment yesterday about driving off if you clipped someone’s car you do not deserve a licence

    Care to explain this:
    http://www.thestudentroom.co.uk/show...623&highlight=
    29-04-2010: 29th April 2010 21:13


    http://www.thestudentroom.co.uk/show....php?t=1587472
    27th March 2011 22:45


    So you were turning 16 in May 2010 and yet your now 17 and held a licence for 10 months in March 2011, explain?

    NO ONE CAN GIVE YOU ADVICE BECAUSE YOU ARE NOT GIVING US FACTS TO WORK ON, YOUR JUST A BULL ****TER
    I SUGGEST NO ONE RESPONDS TO THIS QUESTIONS RELATING TO MOTORING ANYMORE!

    There's this thing on confused.com where it allows you to change your age... didn't you know that.
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    (Original post by fosters88)
    it is 99.99% likely that you got that idea from me, read away at past posts and see.

    If it were the case that your aged X and running quotes through for age Y, why did you not just say in the first instance?

    end of the day, I can run through a quote as if I owned a brand new 2011 reg'ed 911 turbo and my insurance details would be approx £700 :-)

    your attitude and wording is very similar to berryboysh .
    perhaps you are the same person!
    I didn't get no ideas from you, I also don't know who you are. Why do you need to know my real age it's irrelevant, what people need to know is the pricing and why it's so high for the age GIVEN.
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    you are a bad driver...and they KNOOW...
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    (Original post by mitchwales)
    hahaha!! OWNED
    Read my response to that post, loser.
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    My fathers insurance on a 2001 1.8L ford mondeo zetec is about £300, when im on the insurance as a named driver it goes up to £1100 but i live in the countryside but even on my own my insurance on a 1960's Triumph Herald is around £2000, My Austin Mini was something like £700 but i cant remember where i found that quote.....
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    (Original post by The Stig)
    Insurance isn't completely rational and there's no specific set criteria of you're X and do X the price of your insurance is going to be X.

    The main factors are:

    - The car (The insurance group, engine size, the value etc)
    - Your area (there's an insurance postcode ranking system somewhere online - your postcode makes a considerable difference on your premium)
    - You (Your gender, your age, your driving history, what you currently do)

    It's pointless to sit around comparing your quotes to what your friends are paying. Insurance premiums vary wildly.

    The best advice I can give is instead of using price comparison websites use insurance brokers and young driver specialist websites. In your situation the likely case is whoever the insurance is with doesn't particularly want young drivers so they quote ludicrous prices. The best thing to do would be to get a new policy out - use price comparison sites to look at the general price you're looking at and then ring insurance brokers and specialist young driver insurers and see what you get.
    This is the case im afraid. There are a number of factors that can influence it. What insurance company you go with makes a difference too as different companies charge different prices. And like this quote says, prices vary wildly and always go up and down.
    The car you are trying to insure doesnt help as things like ford fiestas, vauxhall corsas, peugeot 106's etc are seen as boy racer cars so prices for those cars are more likely to be higher.
    Both your and your friends mums are both different and have different driving histories too so that will have an effect on it.
    My advice= get your own policy on your own car, as its cheaper than just being a named driver and you also get your own car and can build up your own no claims (making future insurance cheaper). But get a car that isnt so boy racer-ish, such as a bigger car (ford focus, rover 25 etc) or another car that not many young drivers would have. Also go to the insurers websites direct as they are cheaper than comparason sites. Some companies also arent on comparason sites so try them. Also try phoning up insurance companies as you can haggle a bit.
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    (Original post by TheCurlyHairedDude)
    Read my response to that post, loser.
    Yes it was crap.. your point is? :confused:
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    (Original post by mitchwales)
    Yes it was crap.. your point is? :confused:
    How can a ... proved fact.. be rubbish?

    Please take a look what you have wrote after you write it, honestly it's not a good look for you
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    Insurance should be renamed 'In case ****' because you have it 'in case ****' happens!

    If however **** doesn't happen, you should get a partial refund on your annual premium and they should keep some for providing the service.

    Insurance will continue to rise because so many these days do not take out insurance due to the already high premiums. They then get involved with accidents and as they are not insured the person who is insured and the victim may have to claim on their own insurance. Its a vicious circle and if they dropped premiums or started giving partial refunds to those who don't claim then more people would rather go legit than risk it.

    At the moment you often see people in the brought to justice section of the South Wales Echo (as WelshBluebird will probably also know) getting fined between £400-700 for no insurance. Insurance for some new drivers, especially males, can be between £1500-2000, if not more. This is why so many do it because they'd need to get caught twice before actually paying what they would in terms of an insurance premium. Another easy solution is an instant ban.

    Personally, I've got 3 points myself for being an idiot and now i'm looking at getting a road legal quad next year at 21 years of age. Cheaper on insurance, a lot easier to park in smaller spaces, much better to just drive around town from A-B and can be used off road too. The only negative thing in my opinion is you pay the same road tax as cars but thats not too bad considering the savings on insurance.
 
 
 
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